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MKTplace-use case: Commercial Payments

Railz

Partners

Railz

The Railz API: Building a Future of Data-Powered Finance

Key Benefits

  • Real-Time Financial Analytics at Your Fingertips. Railz offers real-time SMB financial data and analytics for informed investment decisions. With accurate data, financial institutions can assess creditworthiness and provide valuable services to SMB clients, using accurate, up-to-date data.
  • Transform your Financial Analysis with Streamlined Efficiency. Railz streamlines SMB financial analysis for efficient data collection, underwriting, and product launches. It saves time, reduces errors, and offers clients a seamless experience.

“Our bank partners love that we have access to real-time accounting data. That was huge in getting a credit facility.”

ZACH JOHNSON, FOUNDER & CEO AT DASH.FI

The Future of Finance Needs Access to Financial Data

Railz: Revolutionize financial services with the largest financial data network in the world.

Railz solves challenges faced by financial institutions in obtaining high-quality financial data for SMBs. We provide one access point for normalized SMB financial data, collected from multiple sources including accounting, banking, tax, and commerce. Railz offers unique features and tools including Railz Credit Score™, Railz Accounting Accuracy Score (RaaS™), cash flow forecasting, benchmarking, and real-time analytics visualization. We help FIs make fast and calculated decisions in lending, business financial management, payment reconciliation, and insurance. Railz normalization process ensures that data is organized, standardized, and up-to-date, making it easy for FIs to safely make informed decisions.

Resources

About Railz

  • Services

    • Railz API: connects to all major accounting service providers like QuickBooks, Netsuite, Xero, Banking via Plaid, and E-Commerce such as Shopify & Square.
    • Lending: optimize credit approval and monitoring process and streamline loan origination and servicing.
    • Valuation and Forecasting: business valuations, cash flow forecasting.
    • Railz Credit Score™: A modern business credit score
    • Accounting Accuracy: Railz accounting accuracy Score (RaaS™) measures accuracy of accounting data when overlaid with banking data.
    • Benchmarking: Financial ratios by market, geography, age of business
    • Railz Normalization: Makes sense of messy financial data across commercial customers in real-time.
    • Railz Dashboard™: Configurable dashboard that provides highlights and insights to build customized dashboards.
    • Railz Visualization SDK: a collection of standardized web components to build customized financial dashboards and develop the next-gen of embedded finance products.
    • E-commerce Integration: integration with Shopify and Square: Pull e-commerce data directly into your application to help reconcile and keep financial records up to date.
  • Regions Supported

    • North America

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WISE AI

Partners

WISE AI

WISE EKYC – an AI-Powered Identity Verification Solution

Key Benefits

  • Instant identify verification and authentication in under three minutes. Transform identity verification with WISE EKYC, an AI-powered technology that delivers a fast and seamless customer experience. Say goodbye to time-consuming and manual onboarding. Experience effortless identity verification in under three minutes.
  • Lower cost with enhanced security. With WISE EKYC, companies can achieve lower costs and enhanced security in their onboarding processes by eliminating human verification costs, while AI can provide a more secure solution. Say goodbye to expensive manual processes – choose eKYC for a cost-effective and secure solution.

“We have no doubts about WISE AI, and we encourage industry players to explore what WISE AI can offer to their ecosystem.”

RICHARD KER, HEAD OF INNOVATION & INDUSTRY DEVELOPMENT AT CYBERVIEW SDN BHD

Empowered Organizations with AI-Powered Identity Service

  • Expertise with proven business use cases in Financial Institutions, Fintech, Government Services, Education, Certificate Authority and many more
  • Technology house with the ability to localize the technology and the processes to meet the regulations and policy needs
  • Technology is verified and tested by NIST from US, National Institute of Standards and Technology
  • The solutions comply with the regulations and policies under the central bank of Indonesia and Malaysia
  • Covering over 190 countries, national IDs and Passport

Resources

About WISE AI

  • Services

    • WISE EKYC
    • WISE ID Document OCR
    • WISE Liveness
    • WISE ID Fraud
    • WISE Face Compare
  • Regions Supported

    • APAC
    • Malaysia
    • Indonesia

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Ekata

Partners

Ekata

Global Identity Data to Streamline Passive Authentication

Key Benefits

  • Use of Probabilistic Data for Identity Verifications. Utilizing a probabilistic approach enables passive authentication by weaving different types of dynamic data available in online sign-ups or transaction flow to authenticate a customer behind the scenes without introducing friction.
  • Proprietary Datasets Underlies the Identity Engine. The Identity Graph and Identity Network datasets are built around core identity attributes (name, address, phone, email, IP address) that are transformed into valuable insights that allow businesses to make risk decisions about their customers.

“By implementing Ekata’s data into our workflow, we increased our pre-KYC approval rate by 60% and reduced application abandonment by 50%.”

LEADING GLOBAL BUY NOW, PAY LATER COMPANY

Trusted Data for Digital Identity Verification

Ekata provides global identity verification solutions via enterprise-grade APIs for automated decisioning, and Pro Insight, a SaaS solution for manual review. Ekata’s product suite is powered by the Ekata Identity Engine, the first and only cross-border identity verification engine of its kind. It uses complex machine learning algorithms across the five core consumer attributes of name, address, phone, email, and IP address, to derive unique data links and features from billions of real-time transactions within the Ekata proprietary network and data licensed from a broad spectrum of global providers. Businesses around the world leverage Ekata’s product suite to reduce customer friction at account opening, increase approvals of good transactions, and find fraud.

Resources

About Ekata

  • Services

    • Detect creation of fraudulent user accounts to stop bad actors from accessing your platform
    • Reduce false declines to improve customer experiences
    • Fight payment fraud and make accurate risk decisions pre-, post-, and during authorization
    • Expedite authorization and reduce customer friction at the point of transaction
    • Cross verify customer information with credible data and improve confidence in manual reviews
  • Regions Supported

    • Global

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Know Your Customer

Partners

Know Your Customer

Award-Winning Solutions for Stronger KYC & KYB Compliance

Key Benefits

  • Fully compliant digital onboarding for all customers. Know Your Customer digitizes all the steps of corporate and individual client onboarding in full compliance with AML regulations. The system leverages flexible workflows, automation and AI to improve efficiency, accuracy and overall user experience.
  • Faster KYB compliance through primary source data. We provide the most accurate KYB information to make compliance teams audit-ready at all times. Our system connects in real-time to official company registries worldwide, reducing corporate onboarding times from 26 days to one.

“Know Your Customer’s centralized onboarding platform provides a streamlined KYC experience to our corporate clients, while simplifying backend processes for our internal stakeholders and compliance team members.”

JAN SOJKA, HEAD OF DIGITAL EXCELLENCE CENTER AT HAMBURG COMMERCIAL BANK

The One-Stop Solution for All Your KYC and AML Needs

At Know Your Customer, we partner with regulated organizations to radically simplify, improve and digitize the KYC and AML compliance process.

Our technology replaces disconnected systems and time-consuming manual processes with one integrated solution, delivering stronger compliance and exceptional client onboarding.

Our platform connects directly to official company registries worldwide to retrieve documents, unravel complex company charts and identify Ultimate Beneficial Owners. With our outreach tools, compliance teams can securely verify the identity of individuals in 180+ countries. Integrated and on-going AML screening is performed on all customers, instantly flagging any changes in risk profile.

With offices in Hong Kong, Dublin, Singapore, London and Shanghai, we have established a client base across 11 sectors – including banking, FinTech, insurance, real estate, asset management – and 180 jurisdictions.

About Know Your Customer

  • Services

    • Corporate and Individual Onboarding
    • Continuous AML Screening
    • Live Connections to Company Registries
    • Workflow Automation
    • Corporate Document Collection and Verification
    • Identity Document Collection and Verification
    • UBO and Shareholder Identification across Jurisdictions
    • Web-Based Back End Platform, Web Portal & Mobile App
    • Seamless Integrations with Third-Party Solutions and Data Sources via APIs
  • Regions Supported

    • We connect to official company registries worldwide and provide ID verification across 180+ jurisdictions

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Identance

Partners

Identance

Providing Transparency and Security Globally Using Top-Notch Compliance Practices

Key Benefits

  • Automation, Integration, Affordability. Identance automates the onboarding and verification of individuals in as little as 15 seconds. Providing the ability to be integrated in any environment and ecosystem, we have SDKs for iOS, Android or Web and API. Our goal is to offer great value to great companies, with the most competitive prices on the market for start-ups, SMBs or Big Enterprises.
  • Verify Everything. Client-First Global Operations. Identance verifies documents, phone numbers, emails, address of the place of verification and even the verification of corporate clients in our KYB tool. We work worldwide: more than 60 languages, 19,000 automated documents and 4000 government databases included. We understand and appreciate that every business has its own special features and will customize solutions, with 24/7 support.

“Great product guys! It indeed can save tons of money and developer’s time, providing the customer with a convenient and stable SDK.”

IDENTANCE CUSTOMER

Verification Made Easy. Define Fraud Quickly and Efficiently

As part of the cryptocurrency exchange Identance has absorbed many nuances of crypto trading. As a separate project Identance has existed since 2018. Using the experience of knowledge of cryptocurrency exchanges we have created our own unique product. Identity verification, fraud prevention, KYC/AML and KYB are just the beginning. We are expanding our horizons and entering the market of different industries: banking, tourism, insurance, HR and others.

The registration process with Identance takes up to 10-15 seconds for the user. We care about the convenience of our customers and use a personalized approach to each case. Our prices are affordable and flexible depending on the type of service, while at the same time the quality remains at a high level.

Resources

About Identance

  • Services

    • ID Verification
    • Biometric Authentication, Person Verification
    • Address verification
    • Corporate verification
    • Sanction List and PEP Screening
    • AML Screening
    • IPs check
    • Fingerprint verification
    • Analysis of sanctions lists (including world and PEPs lists)
    • Anti-fraud system
    • Verification by phone number
    • Optical Character Recognition
    • OFAC Sanctions List Screening
    • “Hunter” AI Fraud Screening
    • Phone Number Scoring and Screening
    • One Time Password (OTP) Verification
  • Regions Supported

    • Global

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Iberinform

Partners

Iberinform

Data that Supports Your Best Decisions

Key Benefits

  • Spanish and Portuguese company information. Full database of Iberian companies and sole traders. Access to all relevant information about Spanish and Portuguese entities: financial statements, decision making, credit ratings, credit limits, contact information, and more.
  • Proprietary and curated database of exclusive information. There is plenty of valuable information only available inside the company. Iberinform has been collecting that information for almost 50 years: export operations, line managers, key providers, key customers, bank relations.

“Our data and segmentation possibilities provide for high yielding marketing campaigns.”

IBERINFORM CUSTOMER

Tech It Easy, Technology Makes Data Usage Easy

Established in 1975, Iberinform has pivoted its business model and become a truly digital and data driven product provider without losing its core value of providing fresh investigated information carefully sourced and curated.

2016 was an important year for Iberinform, as well as it was back then when the purchase of the Portuguese operation took place. Iberinform Portugal was founded in 1946 so we have over 130 years of combined expertise when it comes to managing data and information.

Nowadays, Iberinform boasts a full range of B2B datasets covering the needs of a wide array of customers. SMEs, sole traders, developers, fintechs and listed companies are among Iberinform’ s customer portfolio.

Resources

About Iberinform

  • Services

    • Marketing databases
    • Financial statements
    • Credit scores
    • Credit limits
    • Contact information
    • Insight View, cloud-based analytics solution
    • International trade detailed information on exporters, importers
    • API connection
    • XML connection
  • Regions Supported

    • Global
    • EMEA
    • Spain
    • Portugal

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Cedar Rose

Partners

Cedar Rose

Global Business Intelligence and Compliance Solutions for Fast Client Onboarding

Key Benefits

  • Access to over 150 million entities in over 230 countries. Gain real-time access to one of the world’s largest corporate and legal entity databases. Reduce onboarding costs, identify and stop fraud, prevent financial and reputational losses, avoid non-compliance penalties and combat financial crime such as money laundering and terrorism financing.
  • Create valuable opportunities and sustainable long-term business relationships. Identify and onboard new customers, partners or investors seamlessly through our identification and compliance management solutions. For existing business relationships, our solutions can help monitor any changes and provide critical alerts like bankruptcies, liquidation, and change of ownership.

“The range of projects has covered almost every possible due diligence requirement, from the most basic documentation verification to some of the most challenging individual profiles. Cedar Rose has always performed to the highest standards of expertise.”

B&K INTERNATIONAL, USA

Building Trust, Driving Smart Decisions

Cedar Rose provides high-quality credit risk reporting and analysis, business intelligence and investigative due diligence on companies across the world.

Our core belief is simple: by facilitating trust, we can help our clients create valuable opportunities and sustainable long-term business relationships. With unparalleled access to solid, reliable information on your business partners, transactions can be made safer and more secure so your company can continue to grow with confidence.

With our state-of-the-art AI-powered processes and technology to capture, edit and present information, we deliver reports that are reliable and complete, quickly. Our services include company credit reports, full due diligence, electronic identity verification (KYC and KYB), compliance checks, and many other risk analysis and verification solutions.

Resources

About Cedar Rose

  • Services

    Company credit reports

    Due Diligence Reports (Individual and Company)

    Electronic Identity Verification (KYC and KYB)

    Automated Compliance Screening

    Global Sanctions and Watchlists Checks

    PEP Screening

    Adverse Media Checks

    Data Sets

    Marketing Lists

  • Regions Supported

    Global

    Europe

    Middle East

    Africa

    Asia

    Australia

    North America

    South America

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