MKTplace-data type: Social Media

AccountScore

Written by Cassidy Bellville on May 26, 2024. Posted in Partners. No Comments on AccountScore

PARTNER

AccountScore
an Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Automate onboarding journey. Our solution enables clients to automate and speed up customer onboarding, especially if traditionally your process has required manual assessment of applications or the need to review bank statements.
Increase acceptance rates. Rich and granular Open Banking insights provide a comprehensive view of an individual’s circumstances allowing you to accept applicants that may have previously been declined using traditional data.

“AccountScore has enabled us to verify our customers with confidence whilst still being a simple user experience.”

GURINDER BAINES, TECHNICAL LEAD, LEAP LENDING

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

AccountScore’s market leading analytical solution utilizes more than 22 million keywords to categorize transactions and identify insights, patterns and behavior. AccountScore enables lenders to lend more profitably whilst cutting loan processing times, completely replacing the need to collect bank statements and pay slips by substituting these with online, real-time, reliable and fully categorized transaction datasets.

Lenders can reduce bad debt and screen out any fraudulent applications whilst exceeding internal targets for processing loan applications. This ensures that relevant consumers and SMEs get the capital they need whilst ensuring clients lend with greater precision.

AccountScore’s solution enables clients across a broad range of industries to benefit from tools such as instant income verification, digital identity, credit risk indexes, affordability calculators, actionable insights, and events.

Resources

About AccountScore Services

AccountScore Products

Income Verification: Instantly verify income, including salary, employer and benefits

Affordability Assessment: Breakdown of essential and non-essential expenditure; with a configurable disposable income calculator

Vulnerability Alerts: Key risk indicators including loss / reduction of income, high gambling, and returned direct debits

IDV & Fraud Prevention: Mixing traditional bureau data and bank-level secure customer authentication and biometrics

Commercial Risk: Verify business bank accounts to assess cashflow, liability, balance and overdraft indicators and high-risk alerts
Countries Supported
- United Kingdom
- Spain
- Ireland

RiskSeal

Written by Cassidy Bellville on May 4, 2024. Posted in Partners. No Comments on RiskSeal

Partners

RiskSeal

Smart Credit Decisions Through Digital Footprints

Key Benefits

Approval Rate Increase. RiskSeal identifies creditworthy borrowers who have no prior credit history. We help fintech companies expand into emerging markets, increasing approval rates by up to 50%.
Default Prevention in the Early Stage. RiskSeal reduces default rates by up to 25% by providing actionable insights derived from over 140 social and digital platforms, utilizing more than 300 data points per applicant.

“RiskSeal provides a detailed profile for each applicant, covering their social media and online activities. They also return a very accurate Digital Credit Score. This helps us make informed decisions. Our approval rates increaed by 2x, with a 17% reduction in default rates and a 26% reduction in KYC spending.”

TYMUR BUGAEVSKIY, HEAD OF DATA SCIENCE AT ONCREDIT

Credit Scoring and Risk Assessment Through Digital Footprints

Tailored financial solution. RiskSeal is an exclusive digital credit scoring solution tailored specifically for the financial industry.

Scoring and decision system. Our solution goes beyond simple data enrichment – it’s a complete user scoring and decision-making system.

In-depth digital profile analysis. Using just a user email, phone number, and IP address data, RiskSeal analyzes a customer’s digital footprint and provides their detailed digital profile.

About RiskSeal

Services
- Alternative Data for Credit Scoring
- Digital Credit Scoring
- Digital Footprint Analysis
- Face Recognition
- Name Intelligence
- Geolocation Insights
Regions Supported
- Global

Trustfull

Written by Cassidy Bellville on October 20, 2023. Posted in Partners. No Comments on Trustfull

Partners

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Real-time risk intelligence from Email, Phone, Device, IP, Browser analytics. Fast and Accurate. Trustfull monitors and scores identities, sign-ups, logins, transactions, and new accounts in real-time, silently in the background, without any impact on the user experience. Choose from single products integrations such as Email or Phone, IP, Browser, Device or select Trustfull Digital Score for a comprehensive bundle generating accurate risk scores on both consumers and small businesses/merchants.
Leverage alternative data for your risk decisioning, globally. Access hundreds of new data sources, from a single integration with Trustfull, providing actionable trust and accurate risk signals with unlimited international coverage. Remain fully protected and compliant adding an extra layer of security to your stack, detecting risk early in the journey, preventing costly and more complex fraud down the line.

“Integrating Trusfull’s identity scoring algorithms in our AML/KYC process allowed our bank to tap into alternative data sources to identify suspicious behavior in the account opening phase, with positive impacts on overall onboarding process and account opening times.”

LUCA CRIVELLARI, SECURITY AND ANTIFRAUD DIRECTOR AT BANCA SELLA

Make Better Risk Decisions with Digital Footprints

Trustfull helps organisations across industries addressing challenges faced when acquiring, onboarding and protecting customer accounts and transaction attempts, as well as helping when onboarding small businesses and micro-merchants.

With the power of machine learning and digital footprint data derived from phone number, emails, IP address, device and browser data – Trustfull passively analyse and score hundreds of digital signals to form a comprehensive risk picture about the customer interaction, empowering businesses to make better decisions and ensure a safer digital environment.

Trustfull is an enterprise-first solution uniquely positioned in the market as:

More accurate and predictive data signals, with higher match rates into web and social accounts than any other provider.
Best in class Email and Phone Analytics product, with fully global market applicability at the highest accuracy rates.
Robust data sources, coupled with proprietary ML models and skilled teams providing tailored and customised support to enterprises.
Solution can be set-up independently or positioned alongside ANY existing organisation fraud and risk tool to complement and enhance security.

Resources

About Trustfull

Services
- Phone Number Intelligence
- Email Address Analytics
- IP Address Intelligence
- Device Detection
- Browser Biometrics and Insights
- Digital Score and risk score, across all touchpoints
Regions Supported
- Global

SEON

Written by Cassidy Bellville on October 25, 2022. Posted in Partners. No Comments on SEON

Partners

SEON

Social and Digital Signals as Fraud Detection for a Modern Generation

Key Benefits

Expand your fraud prevention strategy with additional data. SEON checks more than 35 social and digital networks for real-time insights to give you additional data that helps you make more accurate decisions.
Flexible, modular APIs – pay for only what you need and scale easily. Built to be adaptable because every business deals with risk differently. Pick and choose from our APIs based on your specific needs. Customize rules and risk scores exactly to your risk model.

“We overlay SEON’s digital and social lookup with device fingerprinting to get a good indication of whether the phone belongs to the actual client. We can instantly filter out fraudsters and we get better intelligence to automate our decision making.”

JURIS RIEKSTS-RIEKSTINS, HEAD OF RISK AT FAIRMONEY.IO

Social and Digital Signals as Fraud Detection for a Modern Generation

Designed by fraud industry experts. Customer success by ex-fraud managers. We know your pains and how to fix it. Bring intelligence to your entire risk ops.

Resources

Fraud Detection and Prevention

About SEON

Services
- Data Enrichment – Email, Phone, IP, Card BIN lookup. Includes social media lookup.
- Device Fingerprinting – Modernized device fingerprinting that identifies new tools, settings and setups commonly used by fraud rings and bots
- AI & Machine Learning – Fully transparent whitebox machine learning so you can see exactly why and how a risk score is assigned
Regions Supported
- Global

Preventor

Written by Cassidy Bellville on October 5, 2022. Posted in Partners. No Comments on Preventor

Partners

Preventor

Digital Identity Verification, MFA, KYC and AML Platform

Key Benefits

Protect your business from digital fraud and identity theft. Streamline your digital customer’s journey in a simple, fast and fraud-free process, while growing your business without frontiers. With a single implementation AI-powered platform, we identify, onboard, screen and monitor your clients and their transactions.
A holistic approach. Preventor integrates all the tools you need for digital financial crime risk management into one: Verify (ID, age, PII data and more), Onboard (any client, any location and any service), Monitor (AML, KYC, KYB and more), Prevent (synthetic, payments and identity fraud).

Self-Service Digital Identity and Fraud Prevention Platform

Preventor is a self-service digital identity and fraud prevention platform that protects businesses from fraud and identity theft.

Our platform makes it easy to identify and prevent financial crime before it happens, using any device or location. We support 10,340 ID documents and templates, in 138+ languages, with an effectivity rate of 99%.

Preventor was created with you in mind – the business owner who wants to ensure the safety of their company and customers. We know that fraud prevention is not a one-size-fits-all solution, so we offer a variety of options for you to choose from. Whether you’re just starting out or have been in business for years, Preventor has a solution that will meet your needs.

We provide an easy-to-use API and to offer a suite of features, including our three main solutions: digital, AML, and compliance.

Resources

About Preventor

Services

Digital Solutions: onboard clients with a superior experience and peace of mind. Ensure that your customer is who they claim to be and prevent unwanted access to their accounts.

AML Solutions: protect your business against fraud and comply with regulatory mandates, including screening against sanctions lists and conducting customer due diligence.

Compliance Solutions: obtain a complete picture of who your client really is and establish a clear communication flow in your organization with our client-centered platform.
Regions Supported

Global

TruNarrative

Written by Cassidy Bellville on May 4, 2022. Posted in Partners. No Comments on TruNarrative

Partners

TruNarrative

A Complete Financial Crime, Compliance, Risk Mitigation and Customer Onboarding Platform

Key Benefits

Easy Onboarding and Smooth Transactions. With over 50 third-party data providers integrated into our app store, our sophisticated no-code platform allows you to make informed customer acquisition, transactional and business risk decisions with the full customer picture in view.
Facilitating compliance with current and future regulations. TruNarrative provides a full case management system and a comprehensive audit trail for instant recall for regulatory purposes. Our natural language rule builder and App store allows you to make rapid strategy changes and react to changing regulations and fraud trends, and mitigate risk.

“Working together with TruNarrative is helping Ikano Bank to accelerate our global digital transformation, whilst ensuring the highest levels of financial crime risk management and enables us the flexibility to quickly respond to new and emerging threats within a single technology platform.”

IKANO BANK, MICHAEL SOUTHGATE, GLOBAL HEAD OF AML AND FRAUD

Easy Onboarding, Smooth Transactions and Dynamic Risk Rating

TruNarrative’s advanced decisioning platform allows you to build end-to-end customer onboarding and monitoring journeys through a single API. Enrich application data with any of our 50+ data partners to make automated or manual decisions with the whole customer picture in view.

Orchestrate and deliver your financial crime, digital transformation, compliance and customer onboarding strategies from one single intuitive user interface. The TruNarrative solution allows you to build rules and adapt strategy in-house with our no-code rule builder, helping you react to fraud & risk trends and to remain compliant with current and future regulations.

Resources

About TruNarrative

Services
- Risk rating
- Automated onboarding
- Full case management of manual referrals
- Complete audit train
- Transactional monitoring
- Onboarding checks: IDV, document verification, biometrics, AML, PePs and sanctions
Regions Supported
- Global

HooYu

Written by Cassidy Bellville on March 30, 2022. Posted in Partners. No Comments on HooYu

Partners

HooYu

HooYu – KYC and Customer Onboarding Platform

Key Benefits

Making the KYC Journey Smarter for Customers. HooYu combines UI & UX features with a range of KYC tools. Dynamic customer prompts, device language detection, reminders, customization, and customized journeys all help to maximize the success of customer onboarding journeys.
Prevent fraud with powerful identity technology. HooYu seamlessly blends a range of identity verification tools to check that there is no fraudster hiding behind the transaction.

“HooYu has created the best possible KYC process when customer documentation verification is required.”

BetFred

The Completely Configurable Customer Onboarding Journey

HooYu is a global customer on-boarding platform that provides UI & UX tools to deliver customized mobile or desktop digital journeys. HooYu is engineered not only to increase the integrity of KYC processes but to maximize the percentage of customers that can be successfully on-boarded. We are the first identity platform to blend ID document validation, digital footprint analysis, geo-location and facial biometrics with traditional database checks and PEPS & sanctions screening.

About HooYu

Products
- Digital customer onboarding journey UI & UX
- KYC orchestration
- ID document validation
- Facial biometrics
- Database checks
- PEPs & Sanctions checks
- Identity confidence scoring
Regions Supported
- Global

FinScore

Written by Cassidy Bellville on March 3, 2022. Posted in Partners. No Comments on FinScore

Partners

FinScore

FinScore, Alternative Credit Scoring Company

Key Benefits

Unleash the power of alternative data. FinScore Telco Data Credit Score is built on over 400 various telco variables such as top-up patterns, voice and mobile data usage, duration of calls, SIM card age, and many more, available through the long-standing partnership between FinScore and SMART Communications.
Cutting-Edge AI & Machine Learning Technology. Derived from cutting edge machine learning algorithms, FinScore Telco Data Score has extremely high predictive power and can be used as either a standalone model or in a combination with existing score models. We help banks and financial institutions to increase approval rates, manage risk resulting in reduction of loan defaults, and even reach the untapped, underserved markets.

Credit Scoring for All | Alternative Data Credit Scoring in the Philippines

FinScore is known to be the first fintech company in the Philippines to leverage alternative data, including telco data to score credit-invisible markets. Telco data is based on over four hundred (400) telco variable as data and voice usage, top-up patterns, location, and SIM age, among others. Combined with FinScore’s Machine Learning algorithms cutting-edge technologies, such as Gradient Boosting and Neural Networks, FinScore is proven to have a highly predictive scoring power. FinScore scoring models have powered the telco credit scores of over 3.5 million Filipinos and over USD 500 million worth of loans have been disbursed in the Philippines.

Resources

About FinScore

Products
- Alternative credit scoring solutions
- Data Analytics
Regions Supported
- The Philippines
- APAC

Sekura

Written by Cassidy Bellville on October 22, 2021. Posted in Partners. No Comments on Sekura

Partners

Sekura

Sekura Mobile Intelligence

Key Benefits

Reduction in Online Fraud. Mobile is a dynamic and trusted source to verify and authenticate online transactions. Using Subscriber, Device and Network information from Mobile Operators, we enable businesses to offer frictionless data-driven services to help verify customers and reduce fraud.
Verify and Authenticate: Increase Customer Uptake and Trust. Securely match mobile number to name, address and date of birth, or authenticate users with our compliant, seamless verify product – secure by design and entirely delivered from within the mobile operator secure network. Frictionless UX driving increased trust and client uptake of your services.

Industry Knowledge and Experience. Multi-Country Coverage. Simplified Service for Your Business Needs.

Sekura’s leadership have been drivers in the Mobile Identity industry and are recognized among the top 100 global influencers, providing valuable insights into adoption of mobile identity to meet customer business needs.

Working closely with international mobile operators, Sekura provides mobile data coverage in North America, the UK and Europe, with expansion plans into Asia and Latin America on our roadmap.

Thanks to our global reach, Sekura offers competitive pricing across regions, with improved revenue potential for clients. Our service infrastructure is cloud-based covering multiple regions, ensuring optimum performance and compliance to local and regional regulations. Our single API allows our customers to integrate once to gain access to multiple mobile operators across markets.

Resources

About Sekura

Services
Services available are dependent on market and mobile operator availability:
- Mobile to Person Match (name and address match)
- Mobile Number Verify (seamless authentication)
- Sim Swap Timestamp
- Call Forward
- Age Verification
- Mobile Number Lookup
- Device (IMEI) Lookup
- Tenure
- Number Recycle
- Activation Date
- Porting Status
Countries Supported
- United States
- Canada
- United Kingdom
- France
- Germany
- Spain
- China
- India
- Ireland
- Netherlands
- Austria
- Switzerland
- Croatia
- Hungary
- Mexico

MKTplace-data type: Social Media

PARTNER

AccountScorean Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

Resources

About AccountScore Services

AccountScore Products

Countries Supported

RiskSeal

Smart Credit Decisions Through Digital Footprints

Key Benefits

Credit Scoring and Risk Assessment Through Digital Footprints

About RiskSeal

Services

Regions Supported

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Make Better Risk Decisions with Digital Footprints

Resources

About Trustfull

Services

Regions Supported

SEON

Social and Digital Signals as Fraud Detection for a Modern Generation

Key Benefits

Social and Digital Signals as Fraud Detection for a Modern Generation

Resources

About SEON

Services

Regions Supported

Preventor

Digital Identity Verification, MFA, KYC and AML Platform

Key Benefits

Self-Service Digital Identity and Fraud Prevention Platform

Resources

About Preventor

Services

Regions Supported

TruNarrative

A Complete Financial Crime, Compliance, Risk Mitigation and Customer Onboarding Platform

Key Benefits

Easy Onboarding, Smooth Transactions and Dynamic Risk Rating

Resources

About TruNarrative

Services

Regions Supported

HooYu

HooYu – KYC and Customer Onboarding Platform

Key Benefits

The Completely Configurable Customer Onboarding Journey

About HooYu

Products

Regions Supported

FinScore

FinScore, Alternative Credit Scoring Company

Key Benefits

Credit Scoring for All | Alternative Data Credit Scoring in the Philippines

Resources

About FinScore

Products

Regions Supported

Sekura

Sekura Mobile Intelligence

Key Benefits

Industry Knowledge and Experience. Multi-Country Coverage. Simplified Service for Your Business Needs.

Resources

About Sekura

Services

Countries Supported

AccountScore
an Equifax Company