MKTplace-data type: Open Banking

Think360.ai

Written by Cassidy Bellville on December 6, 2022. Posted in Partners. No Comments on Think360.ai

Partners

Think360.ai

Think360.ai – Accelerating Intelligent Transformation

Key Benefits

Algo360: Alternate Data and AI-Powered Credit Scores. Algo360 is India’s largest AI-driven alternate credit score solution that provides lenders with 1000+ alternate data points to gauge the creditworthiness of individuals. Algo360 enables financial institutions to extend credit offerings to the underserved population.
Kwik.ID: Digitally Onboard Your Customers, Kwikly. Kwik.ID is an AI-backed customer onboarding and video KYC solution. It provides secure, compliant, and customizable digital onboarding. Kwik.ID has onboarded over 300,000+ remote customers with an NPS of 95+.
AAmaze: Enabling the Account Aggregator Ecosystem. AAmaze is a TSP licensee enabling the AA ecosystem, with a bank statement analyzer and personal finance solution. AAmaze’s AI-powered platform deep-dives into the rich open data framework, to support cash flow-based lending, custom savings, and money management solutions for customers (even those with no prior credit history), including both MSMEs and individuals.

“Think360.ai has helped us unlock the power of alternate data and design a seamless customer journey. We’re able to underwrite a lot better now compared to using only traditional forms of data like bureau reports. As a result, we have been able to expand our customer base and lend to new to credit borrowers with confidence.”

ABHISHEK UPADHYAY, NAVI

Think360.ai – Full-Stack Data Science and AI Firm

Think360.ai is a full-stack data science and AI firm with market-leading products, solutions and advisory services, founded in 2014.

Their offerings include Algo360 (India’s largest alternate credit score), Kwik.ID (best-in-class video KYC and customer onboarding solution), FlowXpert (low-code partner management and API management solution), and a modular modern underwriting stack (with advanced AI/ML risk modeling, multi-data parser, credit policy design, Business Rule Management System, and Risk-based pricing solutions). Think360 has been a bootstrapped, profitable, and high CAGR organization since its inception, and has worked with industry giants like Bank of Baroda, Bajaj Finance, Aditya Birla Finance, IDFC First Bank, Navi Technologies, BharatPe, RBLamong others.

Think360 is on a mission to “Accelerate Intelligent Transformation” through “Ideas powered by data.”

Resources

About Think360.ai

Services
- Algo360
- Kwik.ID
- AAmaze
Countries Supported
- India

Flinks

Written by Cassidy Bellville on October 22, 2022. Posted in Partners. No Comments on Flinks

Partners

Flinks

The Financial Data Layer of the Internet

Key Benefits

Streamline data collection with open banking. Let users connect their financial accounts, gain instant access to retail, business banking and investment data. Flinks possesses industry-leading coverage of financial institutions in the U.S. and Canada, from KYC to transactional data or assets.
Improve underwriting with model-ready insights. Choose from over 1,800 attributes that provide enriched data output via our library, offering your business tailored and ready-to-use data in the form of trends, ratios, and predictive insights.

“It’s all about understanding our customers – and Flinks provides the best insight into customer behavior that exists.”

TYLER THIELMANN, VP OF CONSUMER LENDING AT SPRING FINANCIAL

The Easiest Way to Leverage Financial Data

Flinks is the easiest and most efficient way to use financial data. Our open banking API and no-code platform let you connect accounts, enrich data, and utilize it to power your products. Trusted by millions of individuals accessing financial services at world-class companies and serving innovators in lending, fintech, digital banking, asset management and insurance, Flinks is quickly becoming a global leader in financial data connectivity and analytics.

Resources

About Flinks

Services

Connectivity: Industry-leading open banking API for reliable financial data connectivity – over 11.000 bank connections, with incomparable reliability across retail and investment banking.

Enrich: No matter where you get your financial data, Flinks Enrichment is the smart analytics layer on top of your raw financial data that does the heavy lifting for you. Over 2000 attributes helping making your model stronger, more accurate.
Countries Supported
- Canada
- United States

Preventor

Written by Cassidy Bellville on October 5, 2022. Posted in Partners. No Comments on Preventor

Partners

Preventor

Digital Identity Verification, MFA, KYC and AML Platform

Key Benefits

Protect your business from digital fraud and identity theft. Streamline your digital customer’s journey in a simple, fast and fraud-free process, while growing your business without frontiers. With a single implementation AI-powered platform, we identify, onboard, screen and monitor your clients and their transactions.
A holistic approach. Preventor integrates all the tools you need for digital financial crime risk management into one: Verify (ID, age, PII data and more), Onboard (any client, any location and any service), Monitor (AML, KYC, KYB and more), Prevent (synthetic, payments and identity fraud).

Self-Service Digital Identity and Fraud Prevention Platform

Preventor is a self-service digital identity and fraud prevention platform that protects businesses from fraud and identity theft.

Our platform makes it easy to identify and prevent financial crime before it happens, using any device or location. We support 10,340 ID documents and templates, in 138+ languages, with an effectivity rate of 99%.

Preventor was created with you in mind – the business owner who wants to ensure the safety of their company and customers. We know that fraud prevention is not a one-size-fits-all solution, so we offer a variety of options for you to choose from. Whether you’re just starting out or have been in business for years, Preventor has a solution that will meet your needs.

We provide an easy-to-use API and to offer a suite of features, including our three main solutions: digital, AML, and compliance.

Resources

About Preventor

Services

Digital Solutions: onboard clients with a superior experience and peace of mind. Ensure that your customer is who they claim to be and prevent unwanted access to their accounts.

AML Solutions: protect your business against fraud and comply with regulatory mandates, including screening against sanctions lists and conducting customer due diligence.

Compliance Solutions: obtain a complete picture of who your client really is and establish a clear communication flow in your organization with our client-centered platform.
Regions Supported

Global

Belvo

Written by Cassidy Bellville on September 23, 2022. Posted in Partners. No Comments on Belvo

Partners

Belvo

The Leading Open Finance API Platform in Latin America

Key Benefits

Best-in-class Open Finance data aggregation and enrichment. Belvo provides the most far-reaching and robust financial API in the Latin American market, connecting and enriching data from +90% of bank accounts in the region as well as tax authorities, and gig economy companies.
Enterprise-grade security and compliance standards for Open Finance. Belvo uses state-of-the-art protocols and follows regulatory best practices to protect the security and privacy of their customers and was the first Open Finance API platform in Latin America to obtain an ISO 27001 certification.

“Thanks to Belvo, we were able to reduce Facio’s credit risk by 50%. We see Belvo as a partner for all open banking possibilities.”

SAULO TRISTAO, CEO AT FACIO

Unlock the Power of Open Finance in Latin America

Belvo is the leading Open Finance API platform in Latin America. The company enables innovative financial institutions and fintechs to access and interpret their users’ financial data to create more modern, efficient, and inclusive products. Belvo’s API currently provides connections with over 60 financial institutions in Mexico, Brazil, and Colombia and the firm already works with more than 150 clients, including some of the region’s fastest-growing leading financial companies across all verticals such as financial institutions, neobanks, credit providers, and personal finance management tools. These companies use Belvo’s Open Finance technology and platform to build reliable and secure connections with their end-users financial data, as well as interpret and enrich this information thanks to state-of-the-art machine learning models and advanced analytics to launch innovative financial services.

Resources

About Belvo

Services

Banking data aggregation API

Fiscal data aggregation API

Gig economy data aggregation API

Investments data aggregation API

Receivables data aggregation API

Regulated Open Finance aggregation API

Income verification API

Recurrent expenses API

Risk Insights API

Transaction categorization API
Countries Supported

Brazil

Mexico

Colombia

Codat

Written by Cassidy Bellville on September 9, 2022. Posted in Partners. No Comments on Codat

Partners

Codat

Make Faster, More Accurate SMB Credit Decisions

Key Benefits

Get smarter insights and a 360° view of your small business customers’ financial health. Assess enriches your customers’ real-time accounting, commerce, and banking data and surfaces intelligent insights you didn’t have before. Assess enriches your SMB customers’ data and produces actionable insights to help you underwrite better.
Say yes and launch new products faster. Simple and quick data sharing for business customers. SMB data in the right format, ready to be plugged into credit models. Access to real-time data with the ratios and metrics you need to launch new products faster.

“Accounting data is a critical part in making the best investment decisions for Clearco’s customers. Codat’s API allows us to quickly assess accuracy and risk while at the same time maintain our streamlined application process.”

BEN BRIDEAUX, DIRECTOR OF OPERATIONS AT CLEARCO

Codat is the Universal API for Small Business Data

Codat helps banks build deeper connections with business customers.

We offer products that make it easy to access, synchronize, and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans.

Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

Resources

About Codat

Standardized Integrations

Accounting API – Connect to your SMB customers’ accounting data

Commerce API – Connect to your SMB customers’ commerce data

Open Banking API – Connect to your SMB customers’ banking data
Automate Reconciliation

Sync for Commerce – Embedded accounting integrations for PoS and eCommerce platforms

Sync for Expenses – Embedded accounting integrations for corporate card providers
Regions Supported

Global

Finvu

Written by Cassidy Bellville on September 8, 2022. Posted in Partners. No Comments on Finvu

Partners

Finvu

Finvu – RBI Licensed Account Aggregator for Consent-Based Sharing of Financial Information

Key Benefits

Now build financial service journeys instantly with easy onboarding. Finvu Account Aggregator is an RBI licensed NBFC Account Aggregator in India. We provide the platform that enables secure sharing of trusted data between financial institutions. API enabled secure and instant access to financial information based on customer consent.
Reduce customer drop-outs by 50% and prevent fraudulent information. Get customer financial information from multiple banks, investments, insurance, etc. instantly and securely with customer consent. Reduce your drop-outs by 50% as customers can securely share their bank statements and other asset information for loans and investment advisory. Prevents fraudulent information from being shared as the information is sourced directly from the banks and financial institutions.

APIs to Access Customer Financial Information Instantly and Securely

Use account aggregation to get access to customer financial data and provide personalized experiences for your customers. The account aggregator APIs are offered as a service and are easy to integrate.

Get periodic access to customer financial data with a single consent request. Multiple consent requests are not required as the consent architecture is flexible and allows for periodic access to data with a single consent.

About Finvu

Services

Account Aggregator services – Finvu Account aggregator service is an operational and RBI licensed AA having processed over 1M consent requests.

Onboarding solution for AA ecosystem partners (FIP, FIU) – Middleware component that helps Financial Information Providers, Financial Information Users such as Banks, NBFCs, SEBI Registered Investment advisors to onboard the ecosystem quickly.

Data analysis for bank statements – Bank statement analysis for various use cases such as lending, insurance, fraud control unit and other credit underwriting indicators.
Countries Supported
- India

Finverse

Written by Cassidy Bellville on September 8, 2022. Posted in Partners. No Comments on Finverse

Partners

Finverse

Access Open Banking Data Across Southeast Asia

Key Benefits

Retrieve real-time bank data across Southeast Asia. We enable fintechs and lenders to make better risk decisions by accessing real-time financial account data from consumers and businesses across Southeast Asia, covering over 40 banks and payment wallets in six countries.
Instantly understand your customers’ financial profile. Our platform returns key financial data on each linked account including real-time account balances, transaction and balance history (for up to 24 months), bank statements, account holder identity and estimated income.

“Granular transaction data on our customers is an invaluable source of understanding a potential borrower’s current income, liabilities, and ability to repay. It’s improved our detection of over-indebted profiles by 40% compared to using only self-reported and credit bureau data.”

ANONYMOUS

The Leading Open Banking Platform for Southeast Asia

Finverse provides region-wide access to consumer and business financial account data across Southeast Asia. Our API allows fast retrieval of permissioned bank data (account balances, transactions, statements, identity, income), enabling FinTechs and Lenders to build real-time risk decisions for underwriting, account opening and eKYC/eKYB. Finverse currently covers over 40 banks and payment wallets in 6 countries, including top banks in Hong Kong, Indonesia, Malaysia, Philippines, Singapore and Vietnam.

Resources

About Finverse

Services
- Account aggregation
- Bank statement analysis
- Income estimation
Countries Supported
- Hong Kong
- Indonesia
- Malaysia
- Philippines
- Singapore
- Vietnam

Carmachain

Written by Cassidy Bellville on July 21, 2022. Posted in Partners. No Comments on Carmachain

Partners

Carmachain

Alternative Data Marketplace in Nigeria

Key Benefits

Credit and Alternative Credit Data. Credit data of credit bureaus and direct lenders supply. Aggregated transaction and telecom information. Biggest data one-stop shop.
Address Verification. Electronic utility bill of 90% of electricity grid payers in Nigeria.

Biggest Data Aggregator in Nigeria

CARMACHAIN gives you access to 80 million profiles of credit and alternative credit information in Nigeria.

About Carmachain

Services

Data-as-a-Service
Countries Supported

Nigeria

Decentro

Written by Cassidy Bellville on July 19, 2022. Posted in Partners. No Comments on Decentro

Partners

Decentro

API Platform for Banking Integration

Key Benefits

90% reduction in GTM timelines and cost. We are a one-stop platform where you can integrate with desired banking APIs and then go live within a few days. No need to run around for 5+ months to integrate with multiple banking partners to launch your products.
10x simple and seamless financial infrastructure. We are a full-stack platform, where you can select your desired modules, play in the sandbox, and launch your product with the APIs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow.

“Decentro’s flexible and scalable APIs allow us to transform our consumer experience and also unlock many new opportunities to thrive in the neo-banking and lending space.”

ANUJ KACKER, CO-FOUNDER OF MONEYTAP[FREO]

Open Banking APIs to Launch Products 10x Faster

Decentro is an extremely easy-to-use API platform for banking integrations in India (and soon beyond). We do the hard work of tying up with legacy institutions so that you can just integrate your desired APIs and launch! We act as a full-stack platform where you can come, select your desired modules, play in the sandbox and launch your product with the APIs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow.

Resources

Decentro Products

About Decentro

Services
- Savings Accounts
- Virtual Accounts
- Business Accounts
- Payments
- KYC + Onboarding
- Lending
- Cards
- Ledgers
- UPI Autopay
- e-NACH
- Digilocker
Countries Supported
- India
- Singapore

Finerio Connect

Written by Cassidy Bellville on June 13, 2022. Posted in Partners. No Comments on Finerio Connect

Partners

Finerio Connect

Let’s Build the Future of Financial Services Together

Key Benefits

Open Finance and Data Enrichment. Allow users to instantly connect their financial accounts. As easy as creating a link or as robust as an API. Use enriched data to perform risk analysis, identify income, reduce fraud, and more.
Financial Experiences. Centralize Finerio Connect solutions in a Personal Finance Manager (PFM) or even a Business Finance Manager (BFM). Easily integrate and provide modern financial experiences. Help your users understand their personal and business finances.

“I believe in the potential of Finerio Connect to grow into one of the most important infrastructure startups in Mexico and Latin America.”

RUBEN BECERRIL, GLOBAL STRATEGY AT GIIP SURA

Products that Complement Your User Flow

Finerio started as a personal finance management platform in 2016, and in early 2020, it launched Finerio Connect, its all-in-one financial API solution. Thanks to their direct experience in the market, they quickly became one of the leaders in the Latin American financial ecosystem with products focused on Open Banking, data enrichment and personal finance management. Its mission is to democratize the best data-driven solutions for any institution in the region.

Finerio Connect currently has more than 65 clients, including some of the largest banks, neobanks and fintech in the region. Its solution receives more than 2M requests per month and is fully adapted to the needs of the Spanish-speaking Latin American market, with an API solution ready for any type of financial institution to implement.

About AdviceRobo Services

Services
- Bank Aggregation
- Data Enrichment
- Financial Experiences
Regions Supported
- Latin America

MKTplace-data type: Open Banking

Think360.ai

Think360.ai – Accelerating Intelligent Transformation

Key Benefits

Think360.ai – Full-Stack Data Science and AI Firm

Resources

About Think360.ai

Services

Countries Supported

Flinks

The Financial Data Layer of the Internet

Key Benefits

The Easiest Way to Leverage Financial Data

Resources

About Flinks

Services

Countries Supported

Preventor

Digital Identity Verification, MFA, KYC and AML Platform

Key Benefits

Self-Service Digital Identity and Fraud Prevention Platform

Resources

About Preventor

Services

Regions Supported

Belvo

The Leading Open Finance API Platform in Latin America

Key Benefits

Unlock the Power of Open Finance in Latin America

Resources

About Belvo

Services

Countries Supported

Codat

Make Faster, More Accurate SMB Credit Decisions

Key Benefits

Codat is the Universal API for Small Business Data

Resources

About Codat

Standardized Integrations

Automate Reconciliation

Regions Supported

Finvu

Finvu – RBI Licensed Account Aggregator for Consent-Based Sharing of Financial Information

Key Benefits

APIs to Access Customer Financial Information Instantly and Securely

About Finvu

Services

Countries Supported

Finverse

Access Open Banking Data Across Southeast Asia

Key Benefits

The Leading Open Banking Platform for Southeast Asia

Resources

About Finverse

Services

Countries Supported

Carmachain

Alternative Data Marketplace in Nigeria

Key Benefits

Biggest Data Aggregator in Nigeria

About Carmachain

Services

Countries Supported

Decentro

API Platform for Banking Integration

Key Benefits

Open Banking APIs to Launch Products 10x Faster

Resources

About Decentro

Services

Countries Supported

Finerio Connect

Let’s Build the Future of Financial Services Together

Key Benefits

Products that Complement Your User Flow

About AdviceRobo Services

Services

Regions Supported