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MKTplace-data type: Identification & Verification

FinScore

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Partners

FinScore

FinScore, Alternative Credit Scoring Company

Key Benefits

  • Unleash the power of alternative data. FinScore Telco Data Credit Score is built on over 400 various telco variables such as top-up patterns, voice and mobile data usage, duration of calls, SIM card age, and many more, available through the long-standing partnership between FinScore and SMART Communications.
  • Cutting-Edge AI & Machine Learning Technology. Derived from cutting edge machine learning algorithms, FinScore Telco Data Score has extremely high predictive power and can be used as either a standalone model or in a combination with existing score models. We help banks and financial institutions to increase approval rates, manage risk resulting in reduction of loan defaults, and even reach the untapped, underserved markets.

Credit Scoring for All | Alternative Data Credit Scoring in the Philippines

FinScore is known to be the first fintech company in the Philippines to leverage alternative data, including telco data to score credit-invisible markets. Telco data is based on over four hundred (400) telco variable as data and voice usage, top-up patterns, location, and SIM age, among others. Combined with FinScore’s Machine Learning algorithms cutting-edge technologies, such as Gradient Boosting and Neural Networks, FinScore is proven to have a highly predictive scoring power. FinScore scoring models have powered the telco credit scores of over 3.5 million Filipinos and over USD 500 million worth of loans have been disbursed in the Philippines.

Resources

About FinScore

  • Products

    • Alternative credit scoring solutions
    • Data Analytics

  • Regions Supported

    • The Philippines
    • APAC

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Argyle

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Partners

Argyle

Make Better Credit Decisions with Argyle

Key Benefits

  • Streamline underwriting, eliminate fraud, make funding decisions instantly. Access your customers employment records instantly with their consent – automating income, employment and identity verifications, removing operational overhead, and eliminating fraud by leveraging source employment data.
  • Increase capture rates while improving customer experience. Increase capture rates by underwriting more customers than ever, including gig economy workers and federal employees, with the most comprehensive employment record ecosystem to date. Say hello to a seamless customer experience without paystub uploads.

“Argyle helps us make faster, more accurate decisions. If we save $35,000 for every loan we avoid defaulting, the return on investment is infinite.”

ROHIT MITTAL, CEO AT STILT

Millions of Employment Records at your Fingertips

Argyle is the trusted gateway for employment data. Our platform is the first to provide user permissioned (read: future proofed and user-friendly), continuous access to a user’s profile, employment, and income history. Our customers grow their businesses by reaching new market segments (e.g., gig economy workers, federal employees), increase operational efficiency through automated VoE/VoI, decrease fraud and default with real-time payroll source data, and streamline their user experience.

Lenders, banks, insurance companies, and fintech institutions leverage Argyle to verify employment and income, provide earned wage access, decrease risk and fraud rates, underwrite loans, and automate direct deposit switching, among other use cases.

Resources

About Argyle

  • Products

    Instant, automated verification of income, employment, and identity

    Continuous access into income and employment data

    Automated wage allotment setup for loan repayment

  • Countries Supported

    United States

    Canada

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Middesk

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Partners

Middesk

The New Standard in Business Identity

Key Benefits

  • 100% Coverage of Registered Businesses. Built on our own data infrastructure, Middesk provides complete and up-to-date data on every registered business across the United States.
  • Everything you need to know about a business’s identity. Get a complete and accurate view of your customers — entity names, officers, business addresses, TIN verification, watchlist screening, and more.

“With Middesk, what ordinarily would have taken us hours to do is now taking us minutes. We take pride in partnering with technology companies that help us serve our customers better.”

RADIUS BANK

The Complete and Modern Solution for Verifying Any Business

The way that businesses engage with one another has changed. Business owners expect instant onboarding to the products and services they need to establish and scale. Service providers manage an increasingly complex set of regulatory, reputational, and financial risks. Compounding these challenges is a shift away from face-to-face interactions in favor of high velocity, digital experiences. To meet this growing set of needs, service providers require new tools and data products that allow them to scale their processes for establishing trust with their customers.

Middesk’s mission is to make it easy for businesses to access the products and services that they need to grow and thrive. Our customers leverage our data services to build an intelligent and complete perspective on every business. Whether you’re looking to onboard businesses for payment processing, issue lines of credit, or simply open a new commercial account, Middesk can help you do it all with a toolkit designed for modern companies.

About Middesk

  • Services

    • Secretary of State Searches
    • Address Analysis
    • Web Presence Analysis
    • OFAC Watchlist
    • True Industry
    • EIN Verification

  • Countries Supported

    United States

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Jumio

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Partners

Jumio

Automate Identity Verification & KYC with Jumio’s AI-Powered Technology

Key Benefits

  • User Experience. Award-winning user experience keeps good customers moving forward. Consume KYC services based on your unique use case, risk appetite and budget. Anytime, anywhere, Jumio covers over 200 countries and territories and more than 3,500 ID types.
  • Technology. Powered by AI and machine learning with unmatched real production data sets. Consume KYC services based on your unique use case, risk appetite, and budget. Bank-grade security and compliance features help protect user data and privacy.

About Jumio

Deter fraud and provide a seamless user experience to transform your account opening and loan application processes.

With Jumio, vetting new customers and loan applicants is as easy as taking a selfie. Jumio offers a range of identity proofing and AML services to accurately establish, maintain and reassert trust from account opening to ongoing transaction monitoring.

Leveraging advanced technology including AI, biometrics, machine learning, liveness detection and automation, Jumio helps organizations fight fraud and financial crime, onboard good customers faster and meet regulatory compliance including KYC, AML and GDPR.

Jumio has verified more than 300 million identities issued by over 200 countries and territories from real-time web and mobile transactions. Jumio’s solutions are used by leading companies in the financial services, sharing economy, digital currency, retail, travel and online gaming sectors.

Based in Palo Alto, Jumio operates globally with offices in North America, Latin America, Europe and Asia Pacific and has been the recipient of numerous awards for innovation.

About Jumio

  • Services

    • Jumio ID Verification
    • Jumio Identity Verification
    • Jumio Go
    • Jumio Authentication
    • Jumio Transaction Monitoring
    • Jumio Document Verification
    • Jumio Screening
    • Jumio Address Services
    • Jumio Video Verification

  • Regions Supported

    • Global

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Yoti

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Partners

Yoti

Robust, Flexible KYC and AML Solutions

Key Benefits

  • KYC solutions – get genuine customers through faster. No matter your company’s size, we’re here to make verifying customers easier for you. Our customizable verification tools give you the flexibility you need to deliver the perfect balance of speed and fraud prevention.
  • Enhanced KYC and AML checks. Complete KYC and AML checks in one integration. We offer additional checks for more robust customer integration including proof of address with a supporting document, third party data checks and AML watchlist and ongoing screening.

Verification for a Digital World

We created Yoti to give individuals a simple way of proving who they are, online and in person. We verify users to the highest security standards, using a flexible combination of world leading AI and expert security personnel according to your risk profile.

About Yoti

  • Services

    KYC

    • Data extraction
    • Document authenticity
    • Liveness
    • Facematch
    • Reusable digital identity
    • In person KYC checks (UK only)

    AML

    • PEPs and sanctions watchlists
    • Adverse media
    • Ongoing monitoring

    Age Verification

    • Facial age estimation
    • Reusable Digital ID

    eSigning

    • Authentication

  • Regions Supported

    • Global

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IDology

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Partners

IDology

Innovative Solutions to Streamline Customer Acquisition, Deter Fraud, and Drive Revenue

Key Benefits

  • Approve More Legitimate Customers. Detecting and preventing fraud goes far beyond basic identity matching, especially in today’s threat-heavy environment. With our ExpectID® platform, you have access to more layers of physical and digital identity attributes, which enable you to see the holistic consumer identity in high resolution. And when higher levels of assurance are needed, you can dynamically escalate to additional layers of authentication while still delivering fast, automated decisions. These orchestrated layers work together seamlessly to deliver the speed, simplicity, and convenience your customers expect.
  • Unlock Stronger Fraud Intelligence. IDology’s Consortium Fraud Network amplifies real-time fraud intelligence between companies and across industries. With IDology, you can detect repeated transaction attempts or bar specific attributes associated with known fraud. And by applying machine learning to the identity verification process, supervised by IDology’s dedicated team of tenured fraud experts—your neighborhood watch for fraud, IDology is able to track suspicious activity across its vast network of customers and industries, giving you a system of defense against fraud and insight to improve decision making.
  • Get More Control and Flexibility. With criminals attempting new tricks every day, keeping pace with the rapidly changing fraud landscape is a necessity. Our on-demand ExpectID® platform is fully configurable and offers point-and-click flexibility, so you can be nimble, dynamic, and efficient in the face of evolving risk. With ExpectID®, you can fine-tune rules and settings, customize decisioning, and dynamically escalate to higher levels of verification for optimal risk and fraud protection—without burdening your IT team or compromising the smoothness of the customer experience.

IDology, the Trusted Leader in Digital Identity Verification

IDology, a GBG Company, is transforming identity verification for businesses worldwide with an innovative suite of multi-layered identity verification solutions built to drive revenue, deter fraud, and maintain compliance in a digital world. IDology leverages thousands of diverse data sources to deliver the industry’s most accurate locate results as well as actionable transparency and on-demand control over the entire identity proofing process.

By applying machine learning to identity verification, supervised by a team of fraud analysts, IDology provides thousands of businesses in multiple industries worldwide with a powerful network of defense against fraud. With frictionless secure digital identity verification, IDology helps businesses stay ahead of shifting fraud trends, while onboarding more customers faster and with confidence.

About IDology

  • Services

    • ExpectID®
    • ExpectID® Scan Verify
    • ExpectID® IQ
    • ExpectID® Mobile Attributes
    • ExpectID® GeoTrace
    • Cross-border Identity Verification Available

  • Regions Supported

    • Latin America
    • EMEA
    • North America

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creditsafe

Creditsafe

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Partners

Creditsafe

Global Credit Risk Data for Better Lending Decisions

Key Benefits

  • Access to the largest global business universe. Tap into the world’s largest set of business decisioning data, covering hundreds of millions of businesses globally to speed up and improve your commercial lending decision with data you can trust.
  • Unrivaled data for business and consumer identification, credit risk and fraud prevention. Seamlessly on-board new applicants with instant ID Verification, anti-money laundering, and credit checks whilst screening and monitoring your customers against global PEP and Sanction lists.

“Creditsafe’s global data coverage was a huge pull for us, it has opened new business avenues and ensures that we can on-board customers quickly and diligently.”

CREDIT MANAGER, SCANIA

Better Data, Better Decisions

Creditsafe automatically combines applicant information with credit, fraud, and affordability data, giving you a comprehensive view of your customers and the ability to automate a decision in under 60 seconds. Our database holds detailed company performance and financial data on hundreds of millions of businesses globally, trusted by companies of all sizes to speed up onboarding whilst minimizing credit risk and fraud.

Instantly verify a business, its owners and shareholders. Analyze a company’s financial and payment performance from the past five years and gain an in-depth understanding of its global hierarchy and ownership. Screen individuals against our international PEP and Sanction lists and perform comprehensive anti-money laundering checks to comply with regulations and protect your brand.

About Creditsafe

  • Products

    • Commercial credit information
    • Consumer credit data
    • Digital identity verification
    • Business bank account verification
    • Commercial banking and lending data
    • PEP and Sanction list screening
    • Anti-money laundering checks

  • Regions Supported

    This is a list of countries where we operate, however we provide data on companies worldwide.

    • Belgium
    • Canada
    • Denmark
    • France
    • Germany
    • Ireland
    • Italy
    • Japan
    • Netherlands
    • Norway
    • Sweden
    • United Kingdom
    • United States

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