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MKTplace-data type: Credit Risk

Identance

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Partners

Identance

Providing Transparency and Security Globally Using Top-Notch Compliance Practices

Key Benefits

  • Automation, Integration, Affordability. Identance automates the onboarding and verification of individuals in as little as 15 seconds. Providing the ability to be integrated in any environment and ecosystem, we have SDKs for iOS, Android or Web and API. Our goal is to offer great value to great companies, with the most competitive prices on the market for start-ups, SMBs or Big Enterprises.
  • Verify Everything. Client-First Global Operations. Identance verifies documents, phone numbers, emails, address of the place of verification and even the verification of corporate clients in our KYB tool. We work worldwide: more than 60 languages, 19,000 automated documents and 4000 government databases included. We understand and appreciate that every business has its own special features and will customize solutions, with 24/7 support.

“Great product guys! It indeed can save tons of money and developer’s time, providing the customer with a convenient and stable SDK.”

IDENTANCE CUSTOMER

Verification Made Easy. Define Fraud Quickly and Efficiently

As part of the cryptocurrency exchange Identance has absorbed many nuances of crypto trading. As a separate project Identance has existed since 2018. Using the experience of knowledge of cryptocurrency exchanges we have created our own unique product. Identity verification, fraud prevention, KYC/AML and KYB are just the beginning. We are expanding our horizons and entering the market of different industries: banking, tourism, insurance, HR and others.

The registration process with Identance takes up to 10-15 seconds for the user. We care about the convenience of our customers and use a personalized approach to each case. Our prices are affordable and flexible depending on the type of service, while at the same time the quality remains at a high level.

Resources

About Identance

  • Services

    • ID Verification
    • Biometric Authentication, Person Verification
    • Address verification
    • Corporate verification
    • Sanction List and PEP Screening
    • AML Screening
    • IPs check
    • Fingerprint verification
    • Analysis of sanctions lists (including world and PEPs lists)
    • Anti-fraud system
    • Verification by phone number
    • Optical Character Recognition
    • OFAC Sanctions List Screening
    • “Hunter” AI Fraud Screening
    • Phone Number Scoring and Screening
    • One Time Password (OTP) Verification

  • Regions Supported

    • Global

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Iberinform

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Partners

Iberinform

Data that Supports Your Best Decisions

Key Benefits

  • Spanish and Portuguese company information. Full database of Iberian companies and sole traders. Access to all relevant information about Spanish and Portuguese entities: financial statements, decision making, credit ratings, credit limits, contact information, and more.
  • Proprietary and curated database of exclusive information. There is plenty of valuable information only available inside the company. Iberinform has been collecting that information for almost 50 years: export operations, line managers, key providers, key customers, bank relations.

“Our data and segmentation possibilities provide for high yielding marketing campaigns.”

IBERINFORM CUSTOMER

Tech It Easy, Technology Makes Data Usage Easy

Established in 1975, Iberinform has pivoted its business model and become a truly digital and data driven product provider without losing its core value of providing fresh investigated information carefully sourced and curated.

2016 was an important year for Iberinform, as well as it was back then when the purchase of the Portuguese operation took place. Iberinform Portugal was founded in 1946 so we have over 130 years of combined expertise when it comes to managing data and information.

Nowadays, Iberinform boasts a full range of B2B datasets covering the needs of a wide array of customers. SMEs, sole traders, developers, fintechs and listed companies are among Iberinform’ s customer portfolio.

Resources

About Iberinform

  • Services

    • Marketing databases
    • Financial statements
    • Credit scores
    • Credit limits
    • Contact information
    • Insight View, cloud-based analytics solution
    • International trade detailed information on exporters, importers
    • API connection
    • XML connection

  • Regions Supported

    • Global
    • EMEA
    • Spain
    • Portugal

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Cedar Rose

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Partners

Cedar Rose

Global Business Intelligence and Compliance Solutions for Fast Client Onboarding

Key Benefits

  • Access to over 150 million entities in over 230 countries. Gain real-time access to one of the world’s largest corporate and legal entity databases. Reduce onboarding costs, identify and stop fraud, prevent financial and reputational losses, avoid non-compliance penalties and combat financial crime such as money laundering and terrorism financing.
  • Create valuable opportunities and sustainable long-term business relationships. Identify and onboard new customers, partners or investors seamlessly through our identification and compliance management solutions. For existing business relationships, our solutions can help monitor any changes and provide critical alerts like bankruptcies, liquidation, and change of ownership.

“The range of projects has covered almost every possible due diligence requirement, from the most basic documentation verification to some of the most challenging individual profiles. Cedar Rose has always performed to the highest standards of expertise.”

B&K INTERNATIONAL, USA

Building Trust, Driving Smart Decisions

Cedar Rose provides high-quality credit risk reporting and analysis, business intelligence and investigative due diligence on companies across the world.

Our core belief is simple: by facilitating trust, we can help our clients create valuable opportunities and sustainable long-term business relationships. With unparalleled access to solid, reliable information on your business partners, transactions can be made safer and more secure so your company can continue to grow with confidence.

With our state-of-the-art AI-powered processes and technology to capture, edit and present information, we deliver reports that are reliable and complete, quickly. Our services include company credit reports, full due diligence, electronic identity verification (KYC and KYB), compliance checks, and many other risk analysis and verification solutions.

Resources

About Cedar Rose

  • Services

    Company credit reports

    Due Diligence Reports (Individual and Company)

    Electronic Identity Verification (KYC and KYB)

    Automated Compliance Screening

    Global Sanctions and Watchlists Checks

    PEP Screening

    Adverse Media Checks

    Data Sets

    Marketing Lists

  • Regions Supported

    Global

    Europe

    Middle East

    Africa

    Asia

    Australia

    North America

    South America

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Codat

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Partners

Codat

Make Faster, More Accurate SMB Credit Decisions

Key Benefits

  • Get smarter insights and a 360° view of your small business customers’ financial health. Assess enriches your customers’ real-time accounting, commerce, and banking data and surfaces intelligent insights you didn’t have before. Assess enriches your SMB customers’ data and produces actionable insights to help you underwrite better.
  • Say yes and launch new products faster. Simple and quick data sharing for business customers. SMB data in the right format, ready to be plugged into credit models. Access to real-time data with the ratios and metrics you need to launch new products faster.

“Accounting data is a critical part in making the best investment decisions for Clearco’s customers. Codat’s API allows us to quickly assess accuracy and risk while at the same time maintain our streamlined application process.”

BEN BRIDEAUX, DIRECTOR OF OPERATIONS AT CLEARCO

Codat is the Universal API for Small Business Data

Codat helps banks build deeper connections with business customers.

We offer products that make it easy to access, synchronize, and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans.

Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures, and American Express Ventures.

Resources

About Codat

  • Standardized Integrations

    Accounting API – Connect to your SMB customers’ accounting data

    Commerce API – Connect to your SMB customers’ commerce data

    Open Banking API – Connect to your SMB customers’ banking data

  • Automate Reconciliation

    Sync for Commerce – Embedded accounting integrations for PoS and eCommerce platforms

    Sync for Expenses – Embedded accounting integrations for corporate card providers

  • Regions Supported

    Global

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Infinian

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Partners

Infinian

Infinian Vision – Credit Application Data

Key Benefits

  • Affordability, Vulnerability & Credit Risk. Use Infinian’s real-time market intelligence from millions of consumer credit interactions to find additional data points, identify high-risk individuals and set up early warning alerts to mitigate risk and comply with regulations.
  • Collections, Tracing & Fraud Prevention. Infinian’s unique dataset also helps firms with credit acquisition lifecycles and protects against losses. With comprehensive fraud prevention and detection solutions, Infinian insights power frontline financial crime prevention investigations. Infinian also provides tools that help firms improve and build unique, segmented collections strategies.

“Data from Infinian is unique to the market, and provides granular credit application data, which helps us perform appropriate due diligence checks that ensure our customers’ activity is affordable as well as fun.”

DAVID SMITH, MLRO & HEAD OF RISK AT BOYLESPORTS

Endless Data, Endless Insights

Infinian provides highly insightful data to the gaming sector, fintech companies and some of the largest global data businesses and credit bureaus.

Infinian Vision is a consumer-focused database informed by hundreds of data sources in real time. Unique and powerful, Vision is proven to be highly valuable to lenders, credit providers and data businesses to enhance the quality of their affordability, vulnerability and credit decisioning of their customer databases.

Infinian’s unique data insights are used across a wide range of industries and sectors allowing businesses to manage their data and track customer behavior effectively. Utilizing Europe’s largest marketplace for consumer credit applications, Infinian is uniquely positioned to assist businesses seeking to improve their decisioning systems, responsiveness and fraud detection.

Infinian services:

  • Lenders and Banks – Infinian helps major financial institutions manage their data and decisioning process
  • Risk and Fraud Agencies – Infinian data assists in identifying high-risk individuals and fraudulent activity
  • Debt Collections Agencies – Track missing customers, build new, segmented collections strategies and improve lines of customer communication
  • Gambling and Gaming Sector – Identify vulnerable customers and protect consumers in financial distress

About Infinian

  • Services

    • Vulnerability and Affordability Analytics
    • Affordability Risk
    • Collections and Tracing
    • Initial Vetting
    • Credit Risk Tools
    • High Risk Case Removal at Source
    • Identify Additional Information cases
    • Account Origination
    • Decline High Risk
    • Customer Limit Management
    • Assessment of Medium and High Risk Customers
    • Disposable Income Assessments
    • Identification of Financial Vulnerability Indicators
    • Replacement of Bureau Search Insights (quote search)
    • Fraud and Financial Crime Prevention
    • First Party Fraud Identification
    • Assess General Vulnerability
    • Macroeconomic Financial Trends

  • Countries Supported

    • United Kingdom
    • United States
    • Australia

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Outra

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Partners

Outra

Outra Data – Powering Your Business

Key Benefits

  • Property Attribute Data. Outra’s Property Attribute Data provides a wide range of data on every UK residential property. Taken from over 25 years of transactions, listings and surveys and supported by industry-leading Data Science for best results.
  • Home Move Triggers. Outra’s Home Move Triggers accurately predict when to target home movers to buy your products and services – identifying approx. 150,000 movers each month. This allows you to communicate with the right message at the right time.

“We have chosen to work with Outra Data due to better coverage of variables and transparency on actual and modelled data.”

POST OFFICE INSURANCE

Household Level Insights for a 360 Customer view

Outra is a data science and analytics company with over 5,000 unique data points from over 60 different data sources on over 30 million UK households. Giving companies GDPR compliant tools to understand their customer at a household level.

Outra is the UK’s leading residential property data company. Our depth, and accuracy of data is unmatched, meaning only Outra can provide a real time 360 view of the UK residential property market. 

Picking a home is the most important decision we will make. Whether it’s the location, cost, size, or energy efficiency, where you decide to live says a lot about who we are. That’s why we have put property data at the core of everything we do. 

Outra Data is more than just raw data. Our Data Science team use AI to identify patterns and actionable insights into customer behavior. Combined with our unique data sets, our range of solutions enable reduced costs for acquisition, retention, modelling, or whatever your business requirement is.

Resources

About Outra

  • Services

    Property Attribute Data

    Home Move Triggers

    Parking Model

    High Net Worth Model

    Vulnerability Index – Outra has developed the proprietary data science which enables organizations to identify their most vulnerable customers at a household level. Companies use the Outra vulnerability index to reduce customer churn and mitigate financial risk. With the cost of living crisis, it is more important than ever to understand where these customers are and how you can support and retain them.

  • Regions Supported

    United Kingdom (England, Scotland, and Wales)

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CreditorWatch

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Partners

CreditorWatch

Unique Australian Commercial Risk Data & Solutions

Key Benefits

  • Access to traditional Australian credit risk drivers. CreditorWatch captures all the traditional risk drivers from public data sources you need to know about – including ASIC & ABR Data, Australian Courts, AFSA bankruptcies & Insolvency Notices.
  • Additional Unique Insights into Australian small and medium businesses (SMEs). We also provide unrivaled B2B trade payment transactional data from our exclusive XERO & MYOB integration as well as Aged Trial Balance corporate uploads, unique CreditorWatch payment defaults, mercantile enquiries, credit enquiries, and business Georisk & Geodemographic Data.

“With CreditorWatch, we now have rich data to help us make strong commercial decisions and our people can now focus on the good stuff: managing risk and providing great customer service. We consider CreditorWatch to be a strategic business partner invested in supporting our business goals of growth and efficiency.”

iQUMULATE PREMIUM FUNDING

Over 50,000 Customers. More Customers = More Data

Our philosophy is simple: more customers equals more data. Our diverse customer base has enabled us to provide something unique: data that gives insights into Australia’s small and medium businesses (SMEs) that is simply not available anywhere else. We offer this unique data to corporate enterprises through our innovative solutions and can customise this powerful data set according to any businesses requirements. 

Armed with these insights, you will be significantly better positioned to make more accurate credit decisions and manage risk.

Resources

About CreditorWatch

  • Products

    • API Data Integrations
    • ASIC and ABR Entity Verification
    • ASIC Extracts
    • CreditorWatch Risk Score and Payment Predictor
    • Australian Court Data
    • AFSA Bankruptcy
    • Insolvency Notices
    • CreditorWatch Payment Defaults
    • Mercantile Enquiries
    • CreditorWatch Credit Enquiries
    • Xero and MYOB Transactional Data
    • Corporate ATB Data
    • Georisk and Geodemographic Data
    • Comprehensive Commercial Credit Reports
    • Custom Credit Score
    • 24/7 Monitoring and alerts on adverse behavior on commercial entities
    • KYB/AML – UBOs, PEP, Sanctions and Adverse Media Checks
    • DVS
    • Adverse Cross Directorships and Director Due Diligence
    • Financial Risk Assessments
    • Trade Payment Program
    • PPSR Data and Platform
    • Portfolio Health Checks

  • Countries Supported

    Australia

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