Skip to main content

MKTplace-data type: Credit Risk

INFORMA

Written by Cassidy Bellville on . Posted in Partners. No Comments on INFORMA

Partners

INFORMA

The Most Relevant Information for Business in Spain

Key Benefits

  • Reduce the default of payments risk in Spain. INFORMA offers the best Financial Information Solutions to manage Spanish companies’ Financial Risk and reduce the risk of default of payments, as well as the tools to manage it.
  • Find new opportunities with Omnidata Marketing INFORMA. INFORMA supports you in all the stages of the marketing plan with Omnidata Marketing, a solution based on data that will help you to meet all the needs.

Business by Data

INFORMA offers the largest Spanish businesses information database and invests 12 million euros per year in information purchase, processing and analysis.

INFORMA has information on real payment experiences and defaults of payment files that are exclusive. It has launched the Payment Analysis tool, an information exchange program between Informa D&B and the national business market, and manages Dun-Trade®, with information on the payment behavior of companies worldwide.

It offers Icired, a recovery solution based on the first open defaults of payments file, and has access to the Judicial Unpaid Amounts Register (RIJ), a negative solvency file where lawyers, attorneys and social graduates may include and consult debts based on a final judicial decision.

INFORMA develops Informa Data Insights, exclusive data obtained from the combination of a series of variables from our data lake.

Resources

About INFORMA

  • Services

    • Commercial credit information
    • Risk management
    • Payment analysis
    • Marketing intelligence
    • Purchases and Compliance
    • Business linkages
    • Public Registers services

  • Countries Supported

    • Spain

Continue reading

transunion

TransUnion

Written by Cassidy Bellville on . Posted in Partners. No Comments on TransUnion

Partners

TransUnion

TransUnion

At TransUnion, our purpose is to enable businesses and consumers to transact with confidence and achieve great things — what we call Information for Good®. We are committed to joining forces with like-minded partners and providing the solutions needed to better understand consumers, make more informed decisions and ultimately, earn consumer trust.

Key Benefits

  • Industry Leading Data. TransUnion is uniquely suited to fuel data-hungry decisioning systems, because data is at the very center of our business. TransUnion provides access to, and stewards with care, over a billion consumer credit files worldwide. In addition we have developed a unique, secure and completely proprietary data architecture that includes trended historical consumer credit data, and comprehensive, diverse public records data, among other unique datasets.
  • Analytics and Insights Innovation. Leveraging TransUnion’s unique identifiers, information and insights, our world-class alternative and trended data innovation enables a deeper and more diversified view of the consumer. Identifiers provide credible baseline identity information, online and offline, both personal and device, in compliance with local legislation around the world. Our analytical innovation allows us to create solutions that produce greater insights and more predictive results, which help our customers make better decisions.

Information for Good®

TransUnion is a global information and insights company that makes trust possible between businesses and consumers. We have an accurate and comprehensive picture of each person, and we steward it with care so that each consumer is reliably and safely represented in the marketplace.

Who we serve 

TransUnion has a global customer base of more than 65,000 businesses, reaching businesses and consumer in more than 30 countries and territories. We maintain confidential information on over one billion global consumers (over 230 million U.S. consumers), processing 4.8 billion data updates each month. Allowing us to make trust possible between businesses and consumers across a wide range of sectors including: Financial Services, Insurance, Healthcare, Public Sector, Rental, Consumer and Media.

TransUnion makes trust possible.

Ensuring consumers and organizations can transact with confidence.

TransUnion Solutions that Improve Performance across the Customer Lifecycle:

About TransUnion

  • Services

    • Customer Credit Reporting
    • Digital Marketing
    • Customer Acquisition
    • Identity Proofing
    • Risk-Based Authentication
    • Fraud Analytics
    • Customer Analytics and Consulting
    • Digital Lending
    • Portfolio Management
    • Audience Segmentation for Digital Marketing
    • Debt Recovery
    • Customer Engagement Solutions
    • Data Breach Services

  • Countries Supported

    • India
    • Columbia
    • Canada
    • Hong Kong
    • Philippines
    • South Africa
    • United Kingdom
    • United States

Continue reading

SEON

Written by Cassidy Bellville on . Posted in Partners. No Comments on SEON

Partners

SEON

Social and Digital Signals as Fraud Detection for a Modern Generation

Key Benefits

  • Expand your fraud prevention strategy with additional data. SEON checks more than 35 social and digital networks for real-time insights to give you additional data that helps you make more accurate decisions.
  • Flexible, modular APIs – pay for only what you need and scale easily. Built to be adaptable because every business deals with risk differently. Pick and choose from our APIs based on your specific needs. Customize rules and risk scores exactly to your risk model.

“We overlay SEON’s digital and social lookup with device fingerprinting to get a good indication of whether the phone belongs to the actual client. We can instantly filter out fraudsters and we get better intelligence to automate our decision making.”

JURIS RIEKSTS-RIEKSTINS, HEAD OF RISK AT FAIRMONEY.IO

Social and Digital Signals as Fraud Detection for a Modern Generation

Designed by fraud industry experts. Customer success by ex-fraud managers. We know your pains and how to fix it. Bring intelligence to your entire risk ops.

Resources

About SEON

  • Services

    • Data Enrichment – Email, Phone, IP, Card BIN lookup. Includes social media lookup.
    • Device Fingerprinting – Modernized device fingerprinting that identifies new tools, settings and setups commonly used by fraud rings and bots
    • AI & Machine Learning – Fully transparent whitebox machine learning so you can see exactly why and how a risk score is assigned

  • Regions Supported

    • Global

Continue reading

Powerlytics

Written by Cassidy Bellville on . Posted in Partners. No Comments on Powerlytics

Partners

Powerlytics

Zero-friction Income Solution Covering 100% of Households

Key Benefits

  • IRS based income verification, 100% confidence and coverage. Powerlytics True Income is a suite of Income Verification and Estimation solutions that covers all sources of income and is underpinned by the anonymized tax returns of 150M U.S. households and covering over 200M adults.
  • Zero-friction income solution streamlines loan decisioning. Based only on an individual’s ZIP+4 and covering 100% of U.S. households, Powerlytics True Income solutions can help streamline loan decisioning by providing highly accurate income estimates or scores against a loan applicant’s stated income.

Powerful Data, Smarter Decisions

Powerlytics delivers the most comprehensive, accurate and granular U.S. consumer and business financial data available, underpinned by tax returns. Lenders leverage the highly predictive data for improving marketing and risk outcomes and benefit from Powerlytics True Income, a suite of zero-friction Income Verification Confidence Scores and Estimation products that covers 100% of U.S. households. Based only on an individual’s ZIP+4, Powerlytics True Income solutions can help streamline loan origination decisioning and be used as a replacement for customer-stated income to expand proactive credit line increases. True Income is built by using anonymized tax filings. As a result, the OCC has reviewed the solution and allowed commercial usage for marketing, underwriting, and proactive credit line increases to allow lenders to get to yes without customer friction.

Resources

About Powerlytics

  • Services

    • Powerlytics True Income Solutions
    • Powerlytics Business Revenue Estimation
    • Consumer Loan Default Models
    • Business Loan Default Models
    • Consumer Targeting Models
    • Business Targeting Models

  • Countries Supported

    United States

Continue reading

CRiskCo

Written by Cassidy Bellville on . Posted in Partners. No Comments on CRiskCo

Partners

CRiskCo

CRiskCo – Open Accounting API

Key Benefits

  • Single API to gain Financial & Accounting aggregate data. Automated financial spreading including calculating key financial ratios (DSO, Quick Ratio, Debt Ratio), with 60 seconds of client onboarding time and real-time financial alerts.
  • Increasing financial visibility and lowering risk exposure. Enabling SMBs and professional credit providers to better evaluate the credibility of their business customers, detect fraud and prevent future credit failures.

“CRiskCo enables us to leverage off additional financial data, streamline our processes and make faster decisions, resulting in better outcomes for our clients and us.”

CEO, BUSINESS FUEL

Single API to Gain Financial and Accounting Data

CRiskCo platform aids the customer by providing automated financial insights, credit reports, and ongoing monitoring, measuring, and alerting on their clients’ financial health.

CRiskCo collects financial data straight from the source, from the accounting systems of the business or alternative resources (e.g. SAT in Mexico). Based on the client’s customer journey and requirements, data can be collected from one or more resources. CRiskCo then standardizes the data and runs predictive analytics to generate a real-time risk score and financial health alerts.

The ease of use, the standardized reporting and advanced Risk report assist our clients in evaluating commercial credit applications and monitoring the financial health of customers throughout the trade credit life cycle.

Resources

About CRiskCo

  • Services

    CRiskCo Approve

  • Countries Supported

    • Mexico
    • United States
    • Australia
    • United Kingdom
    • Israel

Continue reading

IN-D.AI

Written by Cassidy Bellville on . Posted in Partners. No Comments on IN-D.AI

Partners

IN-D.AI

Automate Document-Based Operations with IN-D’s AI-Powered Solutions

Key Benefits

  • Digital Identity Verification for KYC Checks. Deter fraud and provide a seamless user experience to let your customers prove their identity by just scanning their ID document and taking a selfie. Build trust with your customers by our image forensics and passive liveness AI/ML technology.
  • Income Verification and Analysis Checks. Auto classify (sort) income documents (scanned or PDF), verify and extract key borrower data while keeping an eye out for potential frauds. Verify applicant income to manage risk, exposure limits and assess credibility in no time.

Contactless but Connected Enterprise Powered by AI

IN-D (www.in-d.ai) is an AI Powered platform that enables low-cost and location agnostic digital operations by automating “Document to Data” processes. Our pre-trained models help organizations in performing identity verification checks for KYC (including video KYC), income analysis by processing bank statements/salary slips, conduct risk audits or perform due diligence in securitization transactions, among other things.

IN-D’s focus on innovation has been recognized by enterprises and tech leaders – it is part of the Microsoft for Startups program, winner of United Nations PFIP Innovation contest, selected for EY Foundry, finalist at AWS ML Elevate and has won many other accolades.

Resources

About IN-D.AI

  • Services

    • IN-D Income Verification & Analysis
      • IN-D Bank Statement Analyzer
      • IN-D Salary Slip
      • IN-D Financial Statements

    • IN-D Identity Verification
      • IN-D ID OCR
      • IN-D Document Forensics
      • IN-D Face Match
      • IN-D Face Liveness
      • IN-D Signature Match
      • IN-D Document Quality Check

  • Regions Supported

    • Global

Continue reading