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Industry: Provenir

kompany

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Partners

kompany

kompany: Leading RegTech Platform for Global Business Verification and KYC

Key Benefits

  • Audit-proof your Business KYC compliance with worldwide coverage. With kompany, you rely exclusively on audit-proof company information that’s delivered in real-time, time-stamped and from the primary source. No other register network offers this level of coverage of primary sources for your Business KYC needs.
  • Digitize your onboarding processes while staying compliance. Our products and services allow for the instant verification of B2B customers and suppliers. They ensures compliance, improve client satisfaction and reduce costs while shortening time-to-first revenue.

“As kompany’s products and services are available via our Telebanking Pro platform, business customers of Erste Bank and Sparkassen now have direct access to official primary source registers. They can use real-time audit-proof company data and complete their compliance processes with just a few clicks.”

GEORG SCHRAMM, PRODUCT OWNER AT TELEBANKING PRO, ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN AG

Truth is Better than Trust

The inception of kompany was the result of a seemingly simple concept: the desire to better verify companies worldwide and the people behind them. Today, we operate at the intersection of data, technology and regulation. Our global network provides real-time access to commercial registers and financial and tax authorities around the world, making us one of the few KYC providers who are fully able to satisfy the strictest due diligence requirements of the latest anti-money laundering legislation.

Our clients include regulated entities such as global banking groups, Big Four accounting firms, financial and payment service providers, Banking-as-a-Service platforms as well as multinational corporations. Based in Vienna, Austria, we are a government-licensed clearing house and official distributor for commercial registers in many countries around the world.

Resources

About kompany

  • Products

    • B2B onboarding
    • AML screening
    • Back-office automation
    • Perpetual KYB & monitoring
    • Seamless integrations into banking and payment platforms
    • Cross-border shareholder identification

  • Regions Supported

    • Our global register network connects to 200 countries and jurisdictions and covers over 115 million companies

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FinScore

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Partners

FinScore

FinScore, Alternative Credit Scoring Company

Key Benefits

  • Unleash the power of alternative data. FinScore Telco Data Credit Score is built on over 400 various telco variables such as top-up patterns, voice and mobile data usage, duration of calls, SIM card age, and many more, available through the long-standing partnership between FinScore and SMART Communications.
  • Cutting-Edge AI & Machine Learning Technology. Derived from cutting edge machine learning algorithms, FinScore Telco Data Score has extremely high predictive power and can be used as either a standalone model or in a combination with existing score models. We help banks and financial institutions to increase approval rates, manage risk resulting in reduction of loan defaults, and even reach the untapped, underserved markets.

Credit Scoring for All | Alternative Data Credit Scoring in the Philippines

FinScore is known to be the first fintech company in the Philippines to leverage alternative data, including telco data to score credit-invisible markets. Telco data is based on over four hundred (400) telco variable as data and voice usage, top-up patterns, location, and SIM age, among others. Combined with FinScore’s Machine Learning algorithms cutting-edge technologies, such as Gradient Boosting and Neural Networks, FinScore is proven to have a highly predictive scoring power. FinScore scoring models have powered the telco credit scores of over 3.5 million Filipinos and over USD 500 million worth of loans have been disbursed in the Philippines.

Resources

About FinScore

  • Products

    • Alternative credit scoring solutions
    • Data Analytics

  • Regions Supported

    • The Philippines
    • APAC

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Argyle

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Partners

Argyle

Make Better Credit Decisions with Argyle

Key Benefits

  • Streamline underwriting, eliminate fraud, make funding decisions instantly. Access your customers employment records instantly with their consent – automating income, employment and identity verifications, removing operational overhead, and eliminating fraud by leveraging source employment data.
  • Increase capture rates while improving customer experience. Increase capture rates by underwriting more customers than ever, including gig economy workers and federal employees, with the most comprehensive employment record ecosystem to date. Say hello to a seamless customer experience without paystub uploads.

“Argyle helps us make faster, more accurate decisions. If we save $35,000 for every loan we avoid defaulting, the return on investment is infinite.”

ROHIT MITTAL, CEO AT STILT

Millions of Employment Records at your Fingertips

Argyle is the trusted gateway for employment data. Our platform is the first to provide user permissioned (read: future proofed and user-friendly), continuous access to a user’s profile, employment, and income history. Our customers grow their businesses by reaching new market segments (e.g., gig economy workers, federal employees), increase operational efficiency through automated VoE/VoI, decrease fraud and default with real-time payroll source data, and streamline their user experience.

Lenders, banks, insurance companies, and fintech institutions leverage Argyle to verify employment and income, provide earned wage access, decrease risk and fraud rates, underwrite loans, and automate direct deposit switching, among other use cases.

Resources

About Argyle

  • Products

    Instant, automated verification of income, employment, and identity

    Continuous access into income and employment data

    Automated wage allotment setup for loan repayment

  • Countries Supported

    United States

    Canada

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Middesk

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Partners

Middesk

The New Standard in Business Identity

Key Benefits

  • 100% Coverage of Registered Businesses. Built on our own data infrastructure, Middesk provides complete and up-to-date data on every registered business across the United States.
  • Everything you need to know about a business’s identity. Get a complete and accurate view of your customers — entity names, officers, business addresses, TIN verification, watchlist screening, and more.

“With Middesk, what ordinarily would have taken us hours to do is now taking us minutes. We take pride in partnering with technology companies that help us serve our customers better.”

RADIUS BANK

The Complete and Modern Solution for Verifying Any Business

The way that businesses engage with one another has changed. Business owners expect instant onboarding to the products and services they need to establish and scale. Service providers manage an increasingly complex set of regulatory, reputational, and financial risks. Compounding these challenges is a shift away from face-to-face interactions in favor of high velocity, digital experiences. To meet this growing set of needs, service providers require new tools and data products that allow them to scale their processes for establishing trust with their customers.

Middesk’s mission is to make it easy for businesses to access the products and services that they need to grow and thrive. Our customers leverage our data services to build an intelligent and complete perspective on every business. Whether you’re looking to onboard businesses for payment processing, issue lines of credit, or simply open a new commercial account, Middesk can help you do it all with a toolkit designed for modern companies.

About Middesk

  • Services

    • Secretary of State Searches
    • Address Analysis
    • Web Presence Analysis
    • OFAC Watchlist
    • True Industry
    • EIN Verification

  • Countries Supported

    United States

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Jumio

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Partners

Jumio

Automate Identity Verification & KYC with Jumio’s AI-Powered Technology

Key Benefits

  • User Experience. Award-winning user experience keeps good customers moving forward. Consume KYC services based on your unique use case, risk appetite and budget. Anytime, anywhere, Jumio covers over 200 countries and territories and more than 3,500 ID types.
  • Technology. Powered by AI and machine learning with unmatched real production data sets. Consume KYC services based on your unique use case, risk appetite, and budget. Bank-grade security and compliance features help protect user data and privacy.

About Jumio

Deter fraud and provide a seamless user experience to transform your account opening and loan application processes.

With Jumio, vetting new customers and loan applicants is as easy as taking a selfie. Jumio offers a range of identity proofing and AML services to accurately establish, maintain and reassert trust from account opening to ongoing transaction monitoring.

Leveraging advanced technology including AI, biometrics, machine learning, liveness detection and automation, Jumio helps organizations fight fraud and financial crime, onboard good customers faster and meet regulatory compliance including KYC, AML and GDPR.

Jumio has verified more than 300 million identities issued by over 200 countries and territories from real-time web and mobile transactions. Jumio’s solutions are used by leading companies in the financial services, sharing economy, digital currency, retail, travel and online gaming sectors.

Based in Palo Alto, Jumio operates globally with offices in North America, Latin America, Europe and Asia Pacific and has been the recipient of numerous awards for innovation.

About Jumio

  • Services

    • Jumio ID Verification
    • Jumio Identity Verification
    • Jumio Go
    • Jumio Authentication
    • Jumio Transaction Monitoring
    • Jumio Document Verification
    • Jumio Screening
    • Jumio Address Services
    • Jumio Video Verification

  • Regions Supported

    • Global

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Credolab

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Partners

Credolab

Make Informed Decisions About Credit Risk, Fraud and Marketing

Key Benefits

  • Embedded scores from smartphone and web behavioral metadata. Credolab develops credit and fraud scores based on mobile and web-behavioral metadata to help banks and lenders take a new approach to assessing risk, detecting fraud and approving more customers and more confidently.
  • Non-personal metadata. Credolab uses non-intrusive and anonymous metadata to score customers. We are in full compliance with local data privacy laws, as well as GDPR and the CCPA. Our goal is to protect a customer’s privacy while empowering them financially.

“With credolab, we are now focusing on making our application and underwriting process more efficient so that we can extend credit to a broader market without compromising on our cost of risk.”

VIJAY MANOHARAN, CEO OF CIMB BAN

About credolab

Credolab is a growing B2B SaaS Fintech that develops bank-grade digital scorecards built on mobile devices and online web behavioural metadata. Our pay-per-use solutions are available to banks and neobanks, digital lenders and BNPL players, insurance companies, and any industry at the intersection with financial services (e-commerce, ride-hailing apps, travel, retailers). Established in 2016 in Singapore with offices in Miami, London and a distributed team across Sao Paulo, Mexico City, Dubai, Jakarta, Manila, Bangalore, Sydney, and Nairobi, credolab has 120+ clients including well-known fintech companies and unicorns, in over 30+ countries.

Resources

About Credolab

  • Services

    CredoSDK: Assesses risk, early defaults, device velocity, and enrich marketing segmentation data of any of your Android and iOS mobile app users

    CredoWeb: Assesses risk and detect early defaults of any applicant based on the analysis of their keystroke patterns and web device metadata

  • Regions Supported

    • APAC
    • India
    • LATAM
    • EMEA
    • USA

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Finagraph

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Partners

Finagraph

Finagraph’s Strongbox Product Provides Decision-Ready Financial Intelligence from Business Accounting systems

Key Benefits

  • A simple connection experience for your customers. With APIs, the ready-for-use Strongbox widget, or a white-label experience, Strongbox makes it easy for your business customers to connect their accounting system for initial underwriting or loan monitoring.
  • Instant, decision-ready outputs for your credit team. Strongbox’s intelligent data pipeline transforms data with over 40 unique operations across four categories: normalization, validation, enrichment, utilization. The result is ready-to-use, reliable data outputs that can go right into your decisioning model.

“Strongbox is a breakthrough tool we use to better understand customers and deepen that relationship by providing a secure, simple, and easy way for customers to share their information.”

DUANE GOOD, PRESIDENT & COO OF TRIBAL CREDIT

Strongbox Transforms Data into Actionable Intelligence

When a lender wants to improve underwriting speed and loan portfolio performance, they turn to Strongbox.

Through a seamless connection process, borrowers can instantly send all financial statement data required for initial loan underwriting or ongoing monitoring.

Inside the Strongbox Intelligent Data Pipeline, each set of financials is standardized to your unique financial statement presentation, validated and enriched with lending metrics and trend analysis in seconds.

Lenders across the world trust Strongbox to consistently deliver quality financial data to protect their portfolio and grow margins and the bottom line.

Strongbox is built by the Finagraph, a team with 11 years of experience decoding accounting system data and working with lenders to build outputs that are decision-ready and have a high-impact for credit and risk teams.

Resources

About Finagraph

  • Services

    • Accounting System Connections – Integrations with the most commonly used systems by SMBs.
    • Data validation – A comprehensive set of 50+ checks to uncover missing or questionable financial data.
    • Intelligent Mapping – Business financial statements automatically mapped to your configured chart-of-accounts.
    • Comprehensive Analysis – Ratios, trending, vertical + horizontal analysis, cash flow, and more.
    • Cash Flow – A detailed cash flow statement and analysis built from transaction-level data to analyze risk.
    • TaxReader Add-on – In addition to accounting system data, accept borrower tax returns (business or personal) auto-mapped for decisioning.
    • Concierge-level support – Our team is dedicated to your success, providing implementation assistance, support, and training.

  • Countries Supported

    • United States
    • Canada
    • Australia
    • New Zealand

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Yoti

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Partners

Yoti

Robust, Flexible KYC and AML Solutions

Key Benefits

  • KYC solutions – get genuine customers through faster. No matter your company’s size, we’re here to make verifying customers easier for you. Our customizable verification tools give you the flexibility you need to deliver the perfect balance of speed and fraud prevention.
  • Enhanced KYC and AML checks. Complete KYC and AML checks in one integration. We offer additional checks for more robust customer integration including proof of address with a supporting document, third party data checks and AML watchlist and ongoing screening.

Verification for a Digital World

We created Yoti to give individuals a simple way of proving who they are, online and in person. We verify users to the highest security standards, using a flexible combination of world leading AI and expert security personnel according to your risk profile.

About Yoti

  • Services

    KYC

    • Data extraction
    • Document authenticity
    • Liveness
    • Facematch
    • Reusable digital identity
    • In person KYC checks (UK only)

    AML

    • PEPs and sanctions watchlists
    • Adverse media
    • Ongoing monitoring

    Age Verification

    • Facial age estimation
    • Reusable Digital ID

    eSigning

    • Authentication

  • Regions Supported

    • Global

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Provenir Appoints Lewis Horder to Lead Expansion in Benelux Region

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NEWS

Provenir Appoints Lewis Horder
to Lead Expansion in Benelux Region

Appointment highlights company’s expanding global footprint

Parsippany, NJ — Feb. 8, 2022 — Provenir, a global leader in AI-powered risk decisioning software, today announced Lewis Horder has been appointed Sales Executive to serve the growing number of organizations seeking AI-powered risk decisioning solutions. Lewis will oversee sales operations, business development and go-to-market strategies for Benelux.

Horder brings more than 15 years’ experience in financial services. Prior to joining Provenir, Horder served as a Sales Director for EMEA at FIS. He also held various sales management roles at WorldPay UK, developing marketing strategies and identifying and building technology partnerships to reach new customers.

“Lewis has a deep understanding of the financial services market in Benelux and strong relationships having served as a trusted advisor to many organizations,” said Frode Berg, Provenir’s Managing Director of EMEA. “Similar to other areas in the region, the need to improve the customer experience is driving innovative fintechs and banks in Benelux to seek out real-time decisioning solutions. Lewis will lead our efforts to address the growing demand for Provenir’s AI-Powered Risk Decisioning Platform.”

Provenir’s AI-powered risk decisioning software is the industry’s first, true risk-decisioning ecosystem for fintechs and financial services providers. It brings together a global data marketplace, powerful AI, and world-class decisioning into one single platform so organizations can provide the real-time decisioning today’s consumers’ demand.

Connect with Lewis on LinkedIn

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