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Data, AI + Decisioning-as-a-Service

Data, risk decisioning and analytics technology that keeps you ahead of trends.

Launch faster

Eliminate the development heavy lifting and focus on getting new products live, faster.

Reduce development

Lower the burden on in-house development teams with our platform-as-a-service cloud suite.

Future proof

Benefit from a platform innovation roadmap that consistently delivers new functions and features.

Where sophisticated and high maintenance don’t go hand in hand.

You need technology that puts you in control of your business’s future. That means technology that doesn’t slam on the breaks when it’s time to hit the accelerator.

Provenir’s Platform-as-a-Service (PaaS) AI-Powered Risk Decisioning Platform lets you set the pace. Our no-code technology empowers business users with a vast, consistently advancing set of functions and features to launch new products at record speed. Not to mention, you can integrate and learn from data, quickly identifying improvement opportunities.

We’ve eliminated the maintenance and hardcoding that slows you down, adding in auto-scaling capabilities to support your growth.

A cloud platform that makes you the competitor to keep up with.

Designed with your needs in mind, our cloud-native technology has the agility and flexibility to power a wide variety of use cases. From digital onboarding to real-time account management, Provenir can help.


Minimize the cost and effort of integrating to data sources, deploying new models and creating decisioning workflows. Instead of building from scratch, the Provenir Decisioning-as-a-Service solution lets your team focus on strategic changes that drive growth.

  • Eliminate reliance on overburdened development teams
  • Focus on designing and deploying your risk strategies
  • Lower application build costs

Get new products to market faster and make changes to existing processes in minutes. Our risk decisioning and data analytics PaaS product suite supports a no-code user interface, so your non-technical teams can rapidly launch new offerings.

  • Eliminate the hardcoding that slows you down
  • Use no-code, drag + drop capabilities to make changes on your timeline
  • Rich, industry-focused IP supports precision decisioning for strategic advantages
  • Launch, today

Empower your technical and non-technical users to easily collaborate with no-code technology. The visual interface lets all users understand, build and deploy processes, enabling rapid innovation of your business and risk strategies.

  • Bridge knowledge gaps for greater understanding of products
  • Test strategies with real-time changes
  • Nurture an innovative culture

Our cloud Platform-as-a-Service is designed to grow with you, however your business evolves. With the flexibility to easily add in new product lines and the agility to scale on demand, your business is supported — both now and in the future.

  • Use autoscale capabilities to support peak periods
  • Rapidly respond to new opportunities
  • Easily pivot your strategy

Provenir’s unified digital experience makes it easy to flex your data and decisioning muscles.

  • Use one or all of our cloud products from a single centralized location
  • Select from our Data, AI, Decisioning, Business Intelligence and Case Management solutions
  • Eliminate vendor over-reliance (but we’re here if you need us)

We rapidly deploy new features and functionality onto our cloud Platform-as-a-Service, so you don’t have to. You don’t need to worry about keeping up to date with the latest technology advancements because our always-advancing platform keeps you current.

  • Work with our product team to identify new features
  • Benefit from the latest technology tools
  • Become a trendsetter
Empower Your Teams and Minimize Vendor Reliance
Enable customer-centric, frictionless experiences with dynamic, on-demand decisioning powered by AI. Bring value to every customer interaction with personalized, innovative product offerings.
  • Eliminate friction across the lifecycle with seamless digital experiences across acquisition and retention
  • Increase lifetime value and reduce losses with proactive customer management, including upsell, cross-sell and pre-collections
  • Deliver hyper-personalized offers tailored to changing customer needs and drive financial and credit inclusion with data-driven insights
  • Ensure seamless onboarding with integrated case management for rapid exception approvals
Make Smarter Risk Decisions, Faster
Meet your business goals with a strategy-friendly, intelligent platform that empowers insight-driven, high-value business decisions and sustainable growth. Make smarter risk decisions at every digital interaction on the customer journey across credit, fraud, and identity.
  • Improve decisioning accuracy by assessing risk across every interaction with AI/ML-optimized decisioning and the right data at the right time
  • Power real-time, on-demand approvals and proactive offers with seamless data integration and advanced analytics
  • Rich, industry-focused IP supports precision decisioning for strategic advantages
  • Streamline the underwriting process with simplified development and one-click deployment
Deliver Frictionless Customer Experiences
Enable customer-centric, frictionless experiences with dynamic, on-demand decisioning powered by AI. Bring value to every customer interaction with personalized, innovative product offerings.
  • Eliminate friction across the lifecycle with seamless digital experiences across acquisition and retention
  • Increase lifetime value and reduce losses with proactive customer management, including upsell, cross-sell and pre-collections
  • Deliver hyper-personalized offers tailored to changing customer needs and drive financial and credit inclusion with data-driven insights
  • Ensure seamless onboarding with integrated case management for rapid exception approvals

QUESTIONS

Frequenly Asked Questions

Can I customize decisioning rules with a Decisioning-as-a-Service platform?

While a Platform-as-a-Service offers you lots of instant functionality, it can absolutely be customized to meet your specific decisioning criteria. Train machine learning models, prioritize the criteria/factors most important to your business, pick and choose your data sources, with tools and user interfaces that allow you to seamlessly create, test and iterate your decisioning workflows.

What kind of data sources are available through Decisioning-as-a-Service?

With our Platform-as-a-Service offerings, you have access to all of the data sources you need to simplify your data supply chain and make smarter, more accurate risk decisions. With a wide range of data sources available through Provenir Data, you can easily integrate the data you need into your decisioning workflows, including bureau data, alternative data, employment and income verification data, transaction data, fraud data and more.

How does a Decisioning as a Service platform help me launch new products faster?

With a flexible, scalable platform, Decisioning-as-a-Service allows you to get new products to market faster by helping to eliminate the need for IT and development resources. With advanced analytics like machine learning and AI available through the Platform as well as data on demand, you can analyze new datasets, update your credit risk models as needed, and integrate new data sources with ease, without relying on vendors or your internal teams for help.

How can I reduce the burden on my development teams?

With a drag-and-drop, no-code user interface, your decisioning workflows can be created, tested. and iterated with ease, without having to rely on your vendors or your IT/development teams. With the added ability to scale as needed without requiring additional hardware or infrastructure, the flexibility to deploy new processes quickly, and automation of the decisioning process, Decisioning-as-a-Service platforms allow your teams to focus on innovating, not maintaining.

Redefining customer decisioning for the worlds’ leading financial services providers:

Live In Weeks

sofi
SoFi, alongside its previous DevOps effort with its in-school college loan application. Building out new automation enabled via the Provenir platform, SoFi was able to go live in a shorter timeframe (within 10 weeks).

Alternative Payment Solutions

tbi bank
tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.

Top Rated CX

big bank
Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.

Scalable Decisioning for SME

bbva
BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.
CASE STUDIES
tbi bank

Alternative Payment Solutions

tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.
big bank

Top Rated CX

Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.
bbva

Scalable Decisioning for SME

BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.

Balance risk with opportunity across the customer lifecycle.