Own the
Decision Layer
One governed platform. Decisions that improve over time
Provenir is the Decision Intelligence Platform for financial services providers. Consolidate data, AI models, and decisioning agents into a single, governed environment and give your teams the control to manage risk, execute faster, and grow with confidence.
Trusted by 120+ financial services providers in:
60+ countries, processing 4+ billion decisions annually.
135% more high-risk transactions stopped. 130% increase in pre-approvals.
135%
More
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A Single Decisioning Environment
Outcomes That Improve Over Time
When decisioning is fragmented across legacy tools and siloed models, risk becomes reactive and growth stalls. Provenir consolidates data, AI models, analytics, and decisioning agents into one governed platform, so business teams move faster and performance compounds over time.
Three connected layers:
Customer Intelligence
Proprietary models and analytics built from your historical data and outcomes. Not generic market models, intelligence tailored to your portfolio and KPIs.
Agentic Decisioning
Intelligent agents execute real-time decisions across credit risk, fraud, compliance, and customer management, within guardrails you define for compliance.
Optimization Cycle
Deploy strategy changes, validate against real production data before going live, refine through automated recommendations, and monitor KPIs continuously.
Use cases and solutions
Decision Intelligence Across the Full Customer Lifecycle
Credit Risk
Approve more creditworthy customers faster with models trained on your portfolio outcomes, not industry averages.
Fraud
Stop sophisticated fraud with adaptive intelligence that evolves with every new attack pattern, without increasing false-positive friction.
Collections
Improve recovery rates through optimized contact strategy and discount decisions, informed by real-time customer behavior.
Customer Management
Increase lifetime value by identifying the right next action for every customer at the right moment.
 Category Leader, Risk Tech Quadrant for Retail Credit Solutions, 2025 | Read the Full Report |
 Recognized for Innovation in Fraud Orchestration, 2025 | Read the Full Report |
 Major Player in the Marketscape Worldwide Decision Intelligence Platforms, 2024 | Read the Full Report |
Make Smarter Decisions, Faster
From the latest risk decisioning and industry news to risk software and decision engine developments, our AI Decisioning Platform resources bring together eBooks, videos, articles and more to help drive your business forward. Explore our resources to accelerate your innovation journey.
The Real Cost of Vendor Dependency in Credit Decisioning One pattern comes up repeatedly…
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Provenir Partners with Norlys to Power Next-Generation Credit Decisioning Across Energy a…